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Compare transaction accounts now

Finding the right transation account for your needs and budget can provide greater financial stability. Compare transaction accounts using the filters to find a transaction account ideal for you.

80+ bank account providers in RateCity’s database

130+ bank account products in RateCity’s database

Updated on

Minimum balance

$

Age group

Features

Features

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Debit card type

$0

$0

Over 13,000 ATMs customers can use in Australia with no ATM fees

Visa

  • 2024 Award Winner
  • Cashback
  • App banking
  • Online banking
  • Visa debit card

$0

$0

Over 2,000 ATMs

Visa

ANZ Banking Group Limited
Access Basic Account
  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

$0

$0

Over 4,000 ATMs

MasterCard

Commonwealth Bank of Australia
Smart Access Account for Youth
  • App banking
  • Online banking
  • Overseas ATM facilities
  • MasterCard debit card

$0

$0

Over 7,000 ATMs

Visa

National Australia Bank Limited
Classic Banking
  • 2024 Award Winner
  • Special
  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

$0

$0

Over 7,000 ATMs

Visa

National Australia Bank Limited
NAB Retirement Account
  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

$5*

$0

Over 2,000 ATMs

Visa

ANZ Banking Group Limited
Access Advantage
  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

$4*

$0

Over 4,000 ATMs

MasterCard

Commonwealth Bank of Australia
Smart Access
  • App banking
  • Online banking
  • Overseas ATM facilities
  • MasterCard debit card

$0

$0

Over 4,000 ATMs

MasterCard

Commonwealth Bank of Australia
Streamline Basic
  • 2024 Award Winner
  • App banking
  • Online banking
  • Overseas ATM facilities
  • MasterCard debit card

$0

$0

Over 3,000 ATMs

MasterCard

Westpac Banking Corporation Ltd
Choice - Concession Holders
  • App banking
  • Online banking
  • Overseas ATM facilities
  • MasterCard debit card

$0

$0

Over 3,000 ATMs

MasterCard

Westpac Banking Corporation Ltd
Choice - Youth
  • App banking
  • Online banking
  • Overseas ATM facilities
  • MasterCard debit card

$0

$0

Over 3,000 ATMs

MasterCard

Westpac Banking Corporation Ltd
Choice - Full-Time Tertiary Student
  • App banking
  • Online banking
  • Overseas ATM facilities
  • MasterCard debit card

$5*

$0

Over 3,000 ATMs

MasterCard

Westpac Banking Corporation Ltd
Choice
  • 2024 Award Winner
  • App banking
  • Online banking
  • Overseas ATM facilities
  • MasterCard debit card

$0

$0

Visa

AMP Bank Limited
Access Account
  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

$0

$1

Visa

Bank of Heritage Isle
Easy Access Account
  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

$0

$0

BNK
Goldfields Essential Flex
  • App banking
  • Online banking
  • Overseas ATM facilities

$5*

$0

Unity Bank Limited
Access Savings Account
  • App banking
  • Online banking
  • Overseas ATM facilities

$0

$0

13

Visa

Health Professionals Bank
Everyday Direct Account
  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

$0

$0

Over 3,000 rediATMs

Visa

Bank of Queensland
Everyday Account
  • App banking
  • Overseas ATM facilities
  • Visa debit card

$0

Free access to major Australian bank ATMs

Visa

ANZ Plus
ANZ Plus Everyday Account
  • App banking
  • Overseas ATM facilities
  • Visa debit card

$0

$0

Over 3,000 rediATMs

Visa

Suncorp Group Limited
Carbon Insights Account
  • Special
  • App banking
  • Online banking
  • Visa debit card

Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL 229882 Australian Credit Licence 229882). The SUNCORP brand and Sun Logo are used by Suncorp Bank (Norfina Limited) under licence and Suncorp Bank is not part of the Suncorp Group.

Providers we compare

HSBC
NAB
Commonwealth Bank
ANZ
Westpac
Macquarie Bank
Australian Unity
AMP Bank
Suncorp Bank
Heritage Bank
Newcastle Permanent
RACQ Bank
IMB Bank
BOQ
ANZ Plus
ING
Virgin Money
RAMS
Bank Australia
ME Bank

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.