Is it better to take out a personal loan or use my credit card?

If you have some large expenses, or are interested in making some major purchases, you may need to consider your credit options to get the finance you need. Two popular options for borrowing money are credit cards and personal loans, but working out which one is the better choice can depend greatly on the nature of your expenses, and how you plan to pay them back.

Westpac cuts credit card rewards, launches new Amex cards

Westpac and American Express have shaken up the way they offer credit card rewards, with the announcement of a new partnership.

Qantas and Uber offering reward points on airport rides

As well as earning Frequent Flyer points on airline flights, Australians can now also earn points on trips to and from the airport, thanks to a new partnership between Qantas and Uber.

Aussies facing super analysis paralysis

Too many super fund choices are leaving Australians confused and unable to make informed decisions around which superannuation options will be right for their finances.

Sliding sales for new homes

A new report from Housing Industry Australia (HIA) has found that sales of new homes around Australia are continuing to decline, continuing a trend that commenced in 2015.

What is LVR?

LVR stands for Loan to Value Ratio, and is a comparison of how much you’re borrowing with your mortgage (the Loan) to how much the property you’re purchasing is worth (the Value).

Fewer Aussie houses selling

Construction activity around Australia may be at record high levels, but according to CoreLogic, a lower proportion of housing stock is selling, leaving housing turnover close to the record low.

Pros and cons of car loans versus cash car sales

When buying a car, it’s important to consider all of your options. As well as thinking about what car you should buy, you should consider how you plan to pay for it. There are several different options available, each with their own pros and cons, including paying cash to buy a car upfront, and taking out a car loan to be repaid over time.

More investors looking for help from mortgage brokers

Recent regulatory changes to the Australian mortgage market have led an increasing number of property investors to turn to mortgage brokers for help securing their finances.

Counting the true cost of moving house

New research has found that many Australian home buyers aren’t considering the costs of moving house, which often turn out to be much higher than initially anticipated.