When do the big four banks think mortgage rates will rise?

Even though the Reserve Bank of Australia (RBA) held the national cash rate at its record low of 0.10 per cent in February 2022, change is in the air. While it’s not yet known exactly when the RBA will raise the rate that affects everything from mortgage repayments to savings accounts, the nation’s big four banks are making preparations based on their own forecasts.

Mortgage repayment calculators

Mortgage repayment calculators are great tools for working out exactly how much your home loan may cost you. This can not only help you plan your household budget, but allow you to estimate the total cost of interest charges and the overall value of your home loan. 

20 suburbs for buyers and sellers to watch

A new report has found 20 suburbs around Australia where home buyers, sellers and investors can expect to see prices rise in the near future.

What is an interest-only home loan?

Interest-only home loans are a type of mortgage where the borrower only has to pay the interest charged on the principal balance. Because they are only required to pay interest, the monthly repayments are lower. This leaves borrowers with more money available in their monthly household budgets for use elsewhere.

Commonwealth Bank backs OwnHome as alternative option for first home buyers

One of Australia’s oldest mortgage lenders, the Commonwealth Bank of Australia (CBA), is putting its money behind one of Australia’s newest rent to own start-ups, OwnHome, as high house prices send more first home buyers in search of alternative paths to home ownership.

Tic:Toc offers $2022 cashback to start 2022

Online lender Tic:Toc is offering eligible customers who refinance with them the chance to start 2022 a bonus $2022 cashback.

Back to school expenses putting more pressure on post-holiday budgets

Australian parents are set to spend 9 per cent more on back to school supplies this year than they did last year, with three in five saying they plan to cover this cost using buy now pay later (BNPL) or credit cards.

How much could your mortgage payments cost if interest rates rise?

New figures from the Australian Bureau of Statistics (ABS) show a 3.5 per cent jump in inflation over the past year. If rising inflation forces the Reserve Bank of Australia’s (RBA’s) hand into increasing the national cash rate, what could this mean for the household budgets of Australia’s mortgage holders?

What’s the difference between ADSL and NBN?

With Australia’s National Broadband Network (NBN) having been rolled out across the country, older ADSL and cable internet technologies have been largely phased out. So how exactly is your connection to the NBN an upgrade from the ADSL or cable service you used to enjoy?

FTTP vs FTTN vs FTTC

Each of these terms refers to an option for connecting your home to the NBN. While they may sound interchangeable, each option can make a big difference to your home broadband service, and what the best NBN plans to suit your needs may be.