Some of the best home loans in September 2022

Home loan interest rates are likely to keep rising across the board, with the Reserve Bank of Australia (RBA) hiking the national cash rate by 50 basis points at its meeting today. But that doesn’t mean lenders aren’t being competitive, with several actually slashing rates or offering cashback deals for eligible borrowers.

How to finance your renovation

You love the area you live in, but your family has outgrown the house. Rather than packing up and moving into new digs, you can renovate your current home to meet your needs and avoid compromising on location.

What to expect from the September 2022 RBA meeting

The Big Four banks lay out their predictions for the RBA's upcoming monetary policy decision, and they all seem to be concurrent. The anticipated hike in interest rates could further exacerbate fiscal pressures on prospective buyers and existing home loan customers.

Four super funds fail performance test for the second time: is it time to check your fund?

The second annual superannuation performance test from the Australian Prudential Regulation Authority (APRA) has seen outcomes generally improve for MySuper superannuation members, though there are still some repeat offenders in the mix.

Getting a mortgage for an international property

There’s an old real estate saying that the three most important factors when buying a property are location, location, location. But what if that location is overseas? Can Australians still get home loans to buy international properties?

How to buy a house in a de facto relationship

The process of buying a property is similar for both married couples and couples in de facto relationships. That said, some of the steps involved may require some extra consideration for de facto partners, as they could make a difference to future personal and financial goals.

A guide to paying off your home equity loan

Accessing the equity in your home can provide extra financial flexibility, which can be useful for managing major purchases and household expenses. But how will you go paying down your loan until your debt is cleared?

Do home equity loans require a credit check?

While different lenders may assess home equity loan applications differently, a credit check may be one of the steps involved. If you’re concerned about your credit score affecting your application, it may be worth learning more about exactly what’s required to help improve your application’s chance of approval.

Could climate change increase your risk of "mortgage prison"?

Economic factors such as inflation, the cost of living, and rising interest rates could see Australians at higher risk of “mortgage prison”, where they’re unable to refinance their home loans. Now the Reserve Bank of Australia (RBA) is highlighting the risk that climate change poses to your personal finances, as well as the economy as a whole.

More broadband providers for Australians to choose from

A record number of telecommunications companies are now connected to Australia’s NBN, according to a new report from the Australian Competition and Consumer Commission (ACCC), making it even more important to compare your options before renewing your home’s broadband internet contract.