Up Home offers alternative to big banks

Australian household budgets are under pressure, but fewer big banks are willing to compete for business from first home buyers and refinancers, who may instead start comparing options from alternative lenders, such as app-based digital banks.

Helpful tips for choosing a home insurance policy

Buying home insurance can be a confusing process, especially if you’ve never done it before. You’ll need to compare policies from different providers to understand what is and isn’t included, and to what extent. Insurers use terms like coverage, exclusions, and limits, which you’ll need to understand in detail.

Does home insurance cover temporary accommodation?

Seeing your home damaged by a natural disaster such as a bushfire or a hailstorm can be traumatic. Unfortunately, sometimes your house may become uninhabitable after such an incident and require major renovation or even rebuilding. In such circumstances, your home insurance policy may cover the cost of temporary or emergency accommodation.

Five common misunderstandings about home and contents insurance

Your home and the valuables it contains may be irreplaceable, but you can at least recover their financial value if your home and contents insurance includes adequate coverage.

Key things to know about home insurance for first time home buyers

Moving into your first home is an achievement any Australian would be proud of. So, if you’re concerned about maintaining the condition of your house, you might consider taking out your first homeowner’s insurance policy before you move in.

What is vintage car insurance?

If you own a vintage car, you likely spend a lot of time and money on preserving this piece of motoring history. A vintage car insurance policy can help you protect your prized possession.

How to find affordable car insurance for young drivers

Car insurance is usually more expensive for young drivers, as insurers consider them to be more at risk of being in an accident. But there are ways you can try to lower the cost.

Some of the top-rated home loans for investors and refinancers in August 2023

Despite the Reserve Bank of Australia (RBA) keeping the cash rate on hold in August 2023, home loan interest rates are still on the move. Australians looking for a better deal are still refinancing their mortgage, while investors are starting to return to the market.

Do EVs cost more to insure?

Electric Vehicles (EVs) generally cost more to purchase than their petrol-powered equivalents, and may also often cost more to insure. However, the fuel cost savings may be able to help offset some of these higher expenses.

What can you do about rising insurance premiums?

Insurance premiums have risen significantly over the past year, thanks to the combined effects of natural disasters and rising building costs. With pressure building on households already struggling with the cost of living, it’s becoming more and more important to compare the cost of home insurance policies.