RateCity.com.au
mark-bristow

Mark Bristow

Personal Finance Editor

linkedin

1039 articles written by Mark Bristow

Term Deposits

Some of the top-rated term deposits in January 2024

Australians concerned about how shifting interest rates could affect their savings in 2024 could consider locking in a term deposit interest rate. However, it’s essential to carefully compare term deposits before you commit to help ensure your choice matches your personal goals and financial needs.

mark-bristow

Mark Bristow -

16 Jan, 2024 -

3 min read

Personal Loans

Some of the top-rated personal loans in January 2024

A new year is a popular time to set new goals and commence new projects. But do you have the finance available to get your plans out of the concept stage and transform them into tangible reality? The right personal loan may be able to help, but it’s important to carefully compare your options first.

mark-bristow

Mark Bristow -

16 Jan, 2024 -

3 min read

Savings Accounts

Some of the top-rated savings accounts in January 2024

Is 2024 the year you’ll finally buy that boat, go on that holiday, or organise that dream wedding? Whether you’ve already been growing your wealth, or you’re yet to start building your nest egg, it may be worth comparing savings accounts to make sure you’re getting the most value for your money.

mark-bristow

Mark Bristow -

15 Jan, 2024 -

3 min read

Home Loans

Some of the top-rated home loans in January 2024

Even if you’re still in holiday mode following the Christmas and New Year break, it may be worth keeping a close eye on Australia’s mortgage market. With the chance that interest rates could start falling later in the year, getting your finances organised could help to put you in a better position for when the time is right.

mark-bristow

Mark Bristow -

15 Jan, 2024 -

3 min read

Credit Cards

Scam stats: how to stay safe these holidays

Fraud on payment cards is returning to pre-pandemic levels, with authorities and police warning Australians to be vigilant against scammers over the Christmas and New Year holidays.

mark-bristow

Mark Bristow -

22 Dec, 2023 -

3 min read

Personal Loans

Can you use a personal loan for tax debt?

Many banks won’t allow borrowers to use a personal loan to pay tax debts. However, it may be possible to get a loan to help cover your other expenses while you concentrate on repaying what you owe to the Australian Taxation Office (ATO).

mark-bristow

Mark Bristow -

21 Dec, 2023 -

3 min read

Home Loans

How to get started in property investing

Owning an investment property could potentially offer a path to building wealth and ensuring a more comfortable retirement. However, not all borrowers will successfully invest in property, with many selling within the first five years and giving up on their property dreams.

mark-bristow

Mark Bristow -

21 Dec, 2023 -

5 min read

Home Loans

Can you change your home loan to an investment loan?

Mortgage lenders offer different types of home loans to owner occupiers and to property investors. Buying a home to live in is different from buying an investment property, and comes with a different type of risk for the lender.

mark-bristow

Mark Bristow -

15 Dec, 2023 -

4 min read

Home Loans

Some of the top-rated home loans for investors and refinancers in December 2023

The cumulative effect of 13 cash rate hikes from the Reserve Bank of Australia (RBA) since May 2022 may be helping to tackle inflation, so it can hopefully fall into the RBA’s target band by 2025 on schedule. But in the meantime, many Australian homeowners and investors are doing it tough, thanks to higher home loan interest rates and banks hiking rates out of cycle from the RBA.

mark-bristow

Mark Bristow -

15 Dec, 2023 -

2 min read

Home Loans

Too hot to handle? One in five property investors to sell in 2024

Higher interest rates could push a significant portion of Australia’s property investors to sell a property over the coming year, according to new mortgage broker research.

mark-bristow

Mark Bristow -

13 Dec, 2023 -

3 min read