182 home loan rates under 2 per cent but for how long?

While the RBA remained on hold this month, lenders are starting to hike longer-term fixed rates as they factor in at least one cash rate rise in 2024.

Australia's new lowest home loan rate is 1.67% fixed, how does it stack up?

Lenders are continuing to battle it out to have the lowest home loan rate in Australia, with BCU today offering 1.67 per cent fixed for 1-year. However, after just 12-months it reverts to 4.06 per cent. That’s an increase of $473 a month for the average mortgage holder.

How capping credit card interest rates could save Australians $1.53 billion a year

Australia’s credit card debt has risen to a total of $20.03 billion dollars, according to new RBA statistics out today. It comes as there are growing calls for the federal government to regulate credit card interest rates so there’s a maximum margin with the RBA cash rate, which is 0.10 per cent.

COVID-19 amnesty over: Banks to resume reporting bad credit

New research from RateCity shows one in six Australians are worried about their credit scores in light of COVID-19, as banks resume credit reporting.

RBA keeps cash rate on hold – so why are home loan rates still changing?

While lenders have made a flurry of cuts to 2- and 3-year fixed rates in the last month, there has been an increase in the number of lenders hiking 4-year fixed rates.

No records broken as home lending makes an unexpected drop in February

The value of new owner-occupier loans dropped almost 2 per cent from the record high reached in January. Compared to the same time last year, however, new lending was up 55 per cent, according to the seasonally adjusted ABS data.

D-Day for JobKeeper: what Australians can do to help survive a drop in income

It’s D-day for the million Australians receiving JobKeeper with COVID relief payments finishing. As a result, Treasury estimates up to 150,000 people could find themselves unemployed.

CBA cuts 1- & 2-year fixed rates but hikes 4-year loans: a sign of things to come.

The most significant change was the hike to its four-year fixed rate. This is the first big four bank to hike its four-year owner-occupier rate since October 2019 – a sign the bank is pricing in a higher cash rate from 2024.

CBA to launch buy now, pay later platform – how it stacks up against Afterpay

CBA has today become the first big four bank to create its own buy now, pay later platform.

Fixed home loan rates keep tumbling to new record lows

Homestar Finance is the latest lender to cut rates, dropping its 2-year fixed rate to 1.74 per cent.