Interest rate wars: How fixing can save you thousands

With the Reserve Bank ready to raise official interest rates any tick of the clock, it’s still possible to find a good fixed rate home loan deal. Unless you have a crystal ball it is difficult to know for certain what will happen to interest rates in one, three or five year’s time.

Out with the old, are new home loans ripping us off?

As competition heats up between the banks, new home loan features are sweeping the mortgage market in a bid to attract consumers to fresh, innovative products.

Jumping the home loan hurdles

What are the smartest strategies for securing a home loan? It can be tough to qualify for a home loan but by having a strategy you can increase your chances, not only of getting the loan you want, but of meeting your payments if interest rates go up.

The Investor Returns

If you’ve decided it’s a good time to buy your first investment property there are plenty of competitive home loans around to help you finance the deal. Investors are returning to the residential property market

Hot auction and home loan tips

If you are considering buying a property at auction, there are a few important facts you need to know about home loans. The first step before you start bidding is to shop around for the best deals to secure a loan as this can save you thousands of dollars

How to beat mortgage stress

As housing prices have increased in recent months and media speculation grows of imminent interest rate rises, mortgage stress may soon be rising however there are simple steps to take now to keep you out of the red.

Earn 12.84% interest saving for your first home

If you thought saving a deposit for your first home loan will take longer than four years, than compare First Home Saver Accounts and you may find yourself mowing your own lawn much sooner than you thought.

FHOB rush: Guide to finding the best home loan

Don’t lose your head in the rush to find the right house and the best mortgage before the government’s Boost payments are reduced after September 30. Jackie Pearson investigates tips to finding your first home loan

Spring break, Mortgage borrowers go wild!

Spring is the time of the year when both the residential property and mortgage markets thrive - just be careful you end up with the right house and the right mortgage. Real estate agents call it the Spring Harvest. Across Australia, September and October are traditionally the busiest months of the year for buying and selling real estate and, as a consequence, the mortgage market booms

Downsizing Debt: Avoiding a lifetime of payments

From credit cards to car loans, mortgages and even student loans, most of us have debts weighing on our minds and draining our savings. Recent research shows credit card applications are on the rise, and have been for a few months now.