RateCity.com.au
laine-gordon

Laine Gordon

Head of Public Relations

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Laine Gordon is the Head of Public Relations at RateCity and an experienced journalist and research specialist. With a background in news and feature writing, covering finance, media and even food (a passion of hers) at Reed Elsevier publications, Laine brings almost two decades of experience to the team. Having covered major areas of interest to the general public from hip pocket issues to rising and falling interest rates and the impact to mortgages, credit and saving in Australia, she is passionate about researching and telling people’s stories to help others make better decisions about their own finances.

956 articles written by Laine Gordon

Home Loans

Save $50,000 on your home loan, Here's how!

Interest rate rises hit home for people with variable rate mortgages, despite being cheaper than most fixed rate loans. When looking at home loans it is easy to be drawn in by promises of low interest rates without considering all the conditions of the loan.

laine-gordon

Laine Gordon -

11 Nov, 2009 -

3 min read

Home Loans

Mortgage talk made easy

Buying a new home is a trying time and the jargon bandied about by mortgage brokers, banks and real estate agents can add to the confusion. Whether you’re buying your first home or trading up or down, the process of finding the right home loan for your needs can be long and laborious.

laine-gordon

Laine Gordon -

09 Nov, 2009 -

3 min read

Home Loans

To buy or not to buy, Clearance rates skyrocket

Is now the time to ride the property market clearance wave or wait till the tide turns? A sales splurge has swept the Australian mortgage market, with hundreds of properties clearing out every week.

laine-gordon

Laine Gordon -

09 Nov, 2009 -

3 min read

Home Loans

Are coastal homes an affordable dream?

A fall in coastal property prices over the past year has created more opportunities for people thinking of a sea change. As people scrambled to snap up houses in metropolitan areas, competition on the coast has waned, but property research from RP Data suggests the tide will soon turn.

laine-gordon

Laine Gordon -

27 Oct, 2009 -

3 min read

Home Loans

Watch your credit habits, Tougher lending on the way

New credit and privacy laws could make it harder and more expensive to get a home loan so get your credit habits in order now. A new national scheme for regulating credit is to be phased in between now and July 2011.

laine-gordon

Laine Gordon -

27 Oct, 2009 -

3 min read

Home Loans

What is the real cost of buying a property?

What exactly do you have to pay for when purchasing a home? Number one fee to hit your back pocket of course is stamp duty, followed by more upfront fees.

laine-gordon

Laine Gordon -

26 Oct, 2009 -

3 min read

Home Loans

Home alone: Can single income buyers afford a home?

Many young professionals on a single income have been pondering their chances of survival in the home buying game. But how affordable is it to step into the property market right now?

laine-gordon

Laine Gordon -

26 Oct, 2009 -

3 min read

Savings Accounts

Why Gen Y is broke: $2.6B lent to friends

Generation Y is struggling to manage their finances, with the vast majority resorting to borrowing and lending informally between friends and peers, a St George Bank survey has found. Just what will it take for Gen Y to learn the savings lesson?

laine-gordon

Laine Gordon -

21 Oct, 2009 -

3 min read

Savings Accounts

Why Gen Y is broke: $2.6B lent to friends

Generation Y is struggling to manage their finances, with the vast majority resorting to borrowing and lending informally between friends and peers, a St George Bank survey has found. Just what will it take for Gen Y to learn the savings lesson?

laine-gordon

Laine Gordon -

21 Oct, 2009 -

3 min read

Home Loans

Fixed last year? Switch now and pocket $720 a month

Many Australians can save $720 a month by switching from last year’s high fixed rates to a variable home loan. Australian mortgagees may be panicking in light of the interest rate rise announced on October 6. RateCity has shown that borrowers, who locked in to a high fixed rate last year, may now have a window of opportunity to save money on their home loans, if they switch to a variable rate now.

laine-gordon

Laine Gordon -

16 Oct, 2009 -

3 min read