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laine-gordon

Laine Gordon

Money Editor

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974 articles written by Laine Gordon

Home Loans

Tougher outlook for first home buyers

First home buyers are finding it tougher to enter the property market than last year, with some first home buyers pushed out altogether due to higher costs. But by taking the right turns and keeping to the map, the road ahead doesn't need to be as rough.

laine-gordon

Laine Gordon -

26 Oct, 2010 -

3 min read

Home Loans

How to avoid mistakes first home buyers make

Many first home buyers are given advice from all directions on what to do, what not to do and which lender to use. But because everyone is different, what suits one may not suit another, especially when it comes to finding the right home loan.

laine-gordon

Laine Gordon -

22 Oct, 2010 -

3 min read

Car Loans

Save by adding your child to your car insurance policy

Does your son or daughter drive your car only every now and then? Do you think it's not often enough to warrant listing them on your car insurance policy? Do you think they're probably covered as dependants anyway?

laine-gordon

Laine Gordon -

21 Oct, 2010 -

3 min read

Home Loans

Beat the major four banks by comparing home loans online

As the anticipation of a predicted rate rise before the end of the year draws nearer, experts worry there is a lack of competition in the mortgage lending market and borrowers aren't getting the best deals on their home loans.

laine-gordon

Laine Gordon -

21 Oct, 2010 -

3 min read

Home Loans

Aussies demand a better deal on home loans!

Homebuyers, especially those looking to refinance their existing home loans have taken advantage of an opportunity to make the most of stable interest rates

laine-gordon

Laine Gordon -

15 Oct, 2010 -

3 min read

Home Loans

How borrowers can beat the imminent rate rise

If you have a home loan or considering taking out one, there are steps that home owners can implement now that will not only help them take advantage of the current stable rates, but also prepare them for any rate increases before the year is out.

laine-gordon

Laine Gordon -

13 Oct, 2010 -

3 min read

Home Loans

Refinancing at the right time can save you $63,000

Refinancing your mortgage can be a great option for those whose circumstances may have changed since applying for the loan, such as welcoming another member to your family or a decrease in your salary. Other reasons why someone may refinance their home loan can include

laine-gordon

Laine Gordon -

08 Oct, 2010 -

3 min read

Home Loans

Five steps to owning your own home sooner

In order to buy the home of your dreams this mortgage season, you need the right mortgage. RateCity has compiled five ways to help you choose the best home loan to suit your lifestyle. Compare intro loans to variable loans. Intro rate home loans are generally targeted at first home buyers because of their lower interest rates for usually the first 12 months

laine-gordon

Laine Gordon -

08 Oct, 2010 -

4 min read

Credit Cards

Feeling guilty? The seven deadly credit card sins

How does your credit card make you feel - happy, angry or guilty, perhaps? Well there could be a good reason for all of these feelings you experience as evidence shows that interest rates for credit cards are on the rise.

laine-gordon

Laine Gordon -

06 Oct, 2010 -

4 min read

Home Loans

Is rent really dead money or are you better off buying?

It can be difficult to gauge if you will be better off buying or renting. For some people buying a home is simply not an option, but for those that can afford it, it is worth looking into both options. RateCity compared the difference between the average rental prices with the average mortgage repayments in Australia's five capital cities based on the current average standard variable rate of 7.05 percent for a 25-year loan term.

laine-gordon

Laine Gordon -

04 Oct, 2010 -

3 min read