The pros and cons of fixing your loan

Many Australians take out home loans in order to realise their property goals and while making the jump from a tenant to a homeowner is a big step, whether people opt for a fixed or variable home loan is another story entirely.

The little guys cause big bank rate war

Australia’s big banks have rolled up their sleeves and slashed fixed interest rates in a bid to steal back market share as borrowers flock to smaller banks and lenders – looking for a better deal.

How to haggle for a better deal

Whether you're doing your weekly grocery shop or hunting down a low rate mortgage, the thought of a bargain is all too enticing. If you can get a cheaper price than what's marked down, you'd take the better deal, right?

Five ways you're invalidating your car insurance

Car insurance is a necessity for every Australian car owner but like applying for a car loan, offering misleading information could land you in hot water, and in this case invalidate your car insurance premium altogether.

Australia's worst performing suburbs

Taking out a home loan? Don't fall into the trap of falling behind on your repayments like individuals in Budgewoi, Torquay and Melton have.

Australians sacrificing lifestyle for mortgages

Australians are ditching the fancy meals out in order to save for home loans faster. Setting up the right savings account is essential.

VIDEO: July RBA Wrap, RateCity news update

The good news keeps coming for Australian home owners and potential buyers, with the Reserve Bank of Australia (RBA) announcing it is leaving interest rates on hold at 2.5 percent – for a least another month.

Tips for building a new home

Building a new home from scratch has a lot of advantages and you just got an extra incentive to look at home loans for a newly-built home, thanks to the changes to the First Home Owners Grant (FHOG) in the state budget.

In debt at 105-years-old

The prospect of being in debt for a 30-year standard home loan period is cumbersome for most, so imagine carrying this debt into the ripe old age of 105.

Why to sell in winter and buy in spring

When it comes to selling houses, the conventional wisdom is that spring is the best time to go to market. Reasons cited include the extra sunshine, which can make homes look brighter and gardens more blooming, and the fact that warmer weather is more conducive to bringing buyers out in droves.