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517 articles written by Jodie Humphries

Home Loans

Can you get a home loan with foreign income?

If the bulk of your income is in a foreign currency, whether you’re living in Australia or overseas, you may wonder how or if you can get a mortgage. Understand your options.

jodie-humphries

Jodie Humphries -

23 Jan, 2023 -

4 min read

Home Loans

Understanding home equity loans

Home equity loans allow you to access the money you’ve paid into your home loan without selling your home.

jodie-humphries

Jodie Humphries -

23 Jan, 2023 -

6 min read

Superannuation

What are the pros and cons of annuities in Australia?

If you’re looking for a way to invest that will guarantee a fixed income after retirement, you may consider an annuity. It’s a good idea to know the advantages and disadvantages of annuity products before you purchase one.

jodie-humphries

Jodie Humphries -

23 Jan, 2023 -

3 min read

Credit Score

Can debit cards help your credit score?

Unlike credit cards, debit cards don’t involve taking on debt. Debit card transactions, therefore, don’t have any impact on your credit score.

jodie-humphries

Jodie Humphries -

22 Jan, 2023 -

4 min read

Superannuation

What does illegal early release of super mean?

Illegal withdrawal of super involves taking money out of your super fund without meeting the conditions of release and could end in a penalty.

jodie-humphries

Jodie Humphries -

19 Jan, 2023 -

4 min read

Superannuation

Understanding how the Age Pension and superannuation are related

How does the money in your super account affect the income and assets test to qualify for the Australian Government Age Pension? You need to know the rules to understand how superannuation affects the Age Pension.

jodie-humphries

Jodie Humphries -

19 Jan, 2023 -

3 min read

Superannuation

What is annual leave loading and can I benefit from it?

You may be eligible for an additional payment on top of your wages on the days when you are on annual leave. Find out whether annual leave loading can help you.

jodie-humphries

Jodie Humphries -

19 Jan, 2023 -

3 min read

Superannuation

How does a lump sum superannuation payment contribute to building a larger balance?

Making additional contributions to your super could help you build a larger balance that gives you a better life in retirement.

jodie-humphries

Jodie Humphries -

18 Jan, 2023 -

4 min read

Car Insurance

Learn what to do when you have a car accident in Australia

Worried about what to do after a minor car accident? Remaining calm, getting medical help, and informing your insurer should be the first steps you take.

jodie-humphries

Jodie Humphries -

18 Jan, 2023 -

3 min read

Car Insurance

Your guide to buying a vehicle out of state

Purchasing a car out of state may offer some advantages, but if you’ve not done this before, it can be a daunting task helped by research.

jodie-humphries

Jodie Humphries -

17 Jan, 2023 -

5 min read