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513 articles written by Jodie Humphries

Savings Accounts

Does it cost money to open a savings account?

Banks may not charge you a savings account opening fee, but they may charge other fees. So, it may be a good idea to compare the fees charged by different banks.

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Jodie Humphries -

18 Nov, 2022 -

3 min read

Superannuation

When can you get the government super co-contribution for low-income earners?

If you earn less than the threshold income but make personal super contributions, you may qualify for a government super co-contribution for low-income earners.

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Jodie Humphries -

18 Nov, 2022 -

3 min read

Superannuation

Can I add money to my superannuation?

You may want to add money to your superannuation account for retirement planning or tax savings. If so, you need to know the maximum that you can contribute from your pre-tax or after-tax earnings, so you don’t end up paying more tax.

jodie-humphries

Jodie Humphries -

18 Nov, 2022 -

4 min read

Savings Accounts

How can a bonus saver account help me build my savings?

Bonus saver accounts allow you to earn a higher rate of interest if you meet certain conditions, such as increasing the balance each month and restricting withdrawals. Find out how they work and whether opening one can help you.

jodie-humphries

Jodie Humphries -

18 Nov, 2022 -

3 min read

Energy

OVO Energy Australia, your choice for affordable green power

OVO Energy is an Australian electricity supplier that is environmentally conscious and offers affordable and easily accessible green power options.

jodie-humphries

Jodie Humphries -

17 Nov, 2022 -

7 min read

Home Loans

Buying a home jointly with a partner, friend or family member

Property co-ownership can reduce your costs to allow you to buy a home faster. However, that doesn’t mean it’s without its challenges.

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Jodie Humphries -

17 Nov, 2022 -

4 min read

Car Insurance

How to settle complaints with the car insurance ombudsman?

If you’ve made a car insurance claim and are unsatisfied with your insurer's response, the car insurance ombudsman may be able to assist you in settling your issues.

jodie-humphries

Jodie Humphries -

17 Nov, 2022 -

6 min read

Credit Cards

How to cancel a credit card?

You can cancel a credit card with just a phone call, but you should first check that you don’t have an outstanding balance or direct debits.

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Jodie Humphries -

09 Nov, 2022 -

4 min read

Car Loans

Pros and cons of salary sacrificing to lease a car

Salary sacrifice allows you to pay for a car from your pre-tax income. It reduces your taxable income and total tax outflows. It can be an alternative to taking out a car loan or buying a vehicle outright. If you’re comfortable reducing your take-home income, salary sacrificing to purchase a car can provide significant savings.

jodie-humphries

Jodie Humphries -

07 Nov, 2022 -

3 min read

Car Insurance

Can a dash cam lower your car insurance premium?

Many Aussies have a dash cam installed in their car, but can you get any sort of dashcam car insurance discount? Not at the moment, but it may help you with a claim.

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Jodie Humphries -

28 Oct, 2022 -

4 min read