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976 articles written by Alex Ritchie

Home Loans

Is Byron Bay the new global hotspot for the ultra-wealthy?

Ultra-high-net-worth individuals may still have their sights set on Byron Bay, with its luxury home prices expected to overtake Como in Italy, Knightsbridge in London, and Orchard Road in Singapore.

alex-ritchie

Alex Ritchie -

02 Mar, 2022 -

3 min read

Superannuation

Sunsuper and QSuper finalise merger, fee cuts expected for 2 million members

Two of Australia’s biggest superannuation funds have finished their merger, coming together to create the Australian Retirement Trust with a combined fund total of $230 billion. ART has committed to delivering a fee reduction from 1 July 2022.

alex-ritchie

Alex Ritchie -

01 Mar, 2022 -

3 min read

Superannuation

Volatility may push super returns down to single digits: how to protect your nest egg

Your super fund return may reach the mid-single digits if the predictions of a veteran investment manager come to fruition. But there are ways Aussies can protect their nest eggs today to reduce the impact of lower returns.

alex-ritchie

Alex Ritchie -

28 Feb, 2022 -

5 min read

Home Loans

New low-rate green mortgage for energy-efficient homes from loans.com.au

Homebuyers hoping to make environmentally friendly choices may be in luck, with competitive interest rate offerings from loans.com.au available for home loans and construction loans, starting from 1.88% (2.30% comparison rate).

alex-ritchie

Alex Ritchie -

25 Feb, 2022 -

3 min read

Credit Cards

Scalapay now valued at $1.9b: but how is it different to other BNPL services?

Scalapay is the buy now, pay later platform taking Europe by storm. It's secured its status as a unicorn company with a $1.9b valuation, but how does it compare to other platforms like Afterpay or Step Pay?

alex-ritchie

Alex Ritchie -

24 Feb, 2022 -

4 min read

Home Loans

Top 20 rental markets where rents are expected to grow

New research has illuminated the top 20 rental markets in Australia where rents are likely to increase at the next rental review. Most of these suburbs have reported vacancy rates under 1%, with some suburbs recording 0%.

alex-ritchie

Alex Ritchie -

23 Feb, 2022 -

3 min read

Home Loans

Cash rate hike tipped for June: how will a rate increase impact your home loan repayments?

CommBank has tipped that interest rates may rise as early as June 2022. And if this forecast is accurate, everyday Aussies may need to prepare to pay over $200 more a month in mortgage repayments.

alex-ritchie

Alex Ritchie -

22 Feb, 2022 -

5 min read

Home Loans

How much does a laundry renovation cost?

A laundry renovation may cost you anywhere from $5,000 to $25,000 and beyond. Let's explore the biggest factors impacting cost and how you can finance your dream laundry renovation.

alex-ritchie

Alex Ritchie -

22 Feb, 2022 -

6 min read

Home Loans

Proposed scheme to see government co-purchase up to 30% of property’s value – what it could cost home buyers

The Grattan Institute has proposed a scheme to support lower-income Australians enter market to buy property with a deposit as little as 5%. And mortgage repayments through this scheme be more affordable compared to a traditional loan and the FHLDS.

alex-ritchie

Alex Ritchie -

21 Feb, 2022 -

4 min read

Car Loans

New lowest car loan from loans.com.au a win for electric vehicles

There’s a new ultra-low car loan interest rate in the market from loans.com.au, and it could make an electric vehicle more affordable for some borrowers. Discover potential loan repayments on the top four popular EVs today.

alex-ritchie

Alex Ritchie -

21 Feb, 2022 -

3 min read