How can I calculate my car insurance premium?

Every insurer has its own metrics and algorithms for calculating your car insurance premium, but you can compare car insurance calculations.

How is Afterpay different to a credit card?

Afterpay is different to credit cards in several ways, including its fees and costs, rewards and perks, and application process.

What happens to my car loan if my car is written off?

It’s every driver’s worst nightmare; getting into an accident so severe your car is written off. But what happens to your car loan if the vehicle is a write off?

What is cash-out refinancing, and how does it help you?

Whether you want to renovate a home, pay for a wedding or make some new investments, if you need some extra cash, you could consider leveraging the equity in your home. This is also known as cash-out refinancing, and it’s a competitive option for some homeowners to consider.

What is the average mortgage on a million-dollar home?

The average mortgage repayments on a million-dollar home will depend on the amount of money you’ve saved for a deposit, as well as the interest rate offered on the home loan.

LMI waiver for professionals

When calculating your upfront costs for purchasing property, you may need to pay costly Lenders Mortgage Insurance (LMI) if your deposit is low. However, some professions and high-income earners may qualify for LMI waivers, which could save them thousands of dollars.

How does raising interest rates curb inflation?

Raising interest rates on credit products means consumers and businesses are less likely to borrow money, and existing loans become more expensive to service. This means consumers and businesses now have less money to spend. When spending decreases, theoretically this should slow down economic growth and in turn, reduce prices.

How to claim Qantas frequent flyer points on Emirates

Qantas and Emirates’ combined network is one of the most extensive across the world. The good news for frequent flyers is that you can earn Qantas frequent flyer points from Emirates flights, depending on the destination and the fare. 

What is the smallest home loan you can get?

If you’re shopping around for a home loan, you may be surprised to learn that borrowing a small amount can be just as challenging as trying to take out a massive mortgage. This is because mortgage lenders typically have minimum amounts they are willing to lend.

Are salary sacrifice car schemes worth it?

Having a vehicle can be a necessity, whether you need one for work or to take your family from A to B. However, even used cars do not always come cheap. If you’re not sure how to purchase your next vehicle, a salary sacrifice car loan may be a finance option worth considering.