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Home Loan News

The latest home loans mortgage news and tips

Vidhu Bajaj

Personal Finance Writer

Will there be a recession in Australia in 2024?

Will Australia face a recession in 2024? Despite challenges and economic indicators, uncertainties loom over the country's economic future.

Home Loans

23 Feb, 2024

7 min read

Will there be a recession in Australia in 2024?
Eden Radford

External Comms Lead

How to get a rate cut

The 3 steps - and script - to help you call your bank and ask for a rate cut.

Home Loans

23 Feb, 2024

4 min read

How to get a rate cut
Mark Bristow

Personal Finance Editor

ANZ and Suncorp Bank merger back on – what does this mean for refinancing?

The merger between ANZ and the banking arm of Suncorp is set to proceed, with a previous block from the competition watchdog being overturned. But what does this mean for Australian mortgage holders? 

Home Loans

22 Feb, 2024

3 min read

ANZ and Suncorp Bank merger back on – what does this mean for refinancing?
Mark Bristow

Personal Finance Editor

Cashback deals to compare as rates are kept on hold in February 2024

Many mortgage lenders have been gradually pulling their cashbacks from the market due to increasing refinancing activity and more intensive competition. But there are still cashback deals available for refinancers and first home buyers to compare, as well as other competitive incentives. 

Home Loans

14 Feb, 2024

4 min read

Cashback deals to compare as rates are kept on hold in February 2024
Mark Bristow

Personal Finance Editor

Apply now or wait? Some of the top-rated home loans in February 2024

With interest rates on hold for the time being, the next question for many Australian borrowers and refinancers is whether they should apply for a home loan now or later. In either case, it’s important to compare home loan options and make the best decision to suit your financial situation and personal goals. 

Home Loans

06 Feb, 2024

3 min read

Apply now or wait? Some of the top-rated home loans in February 2024
Mark Bristow

Personal Finance Editor

What to expect from the RBA meeting in February 2024

In the leadup to the first meeting of the year for the Reserve Bank of Australia (RBA) board, economists from Australia's leading banks are in agreement that interest rates should stay on hold this month. That leaves two questions: how long will it take for inflation to fall into the RBA’s target band, and when will the first interest rate cut arrive?

Home Loans

02 Feb, 2024

5 min read

What to expect from the RBA meeting in February 2024
Mark Bristow

Personal Finance Editor

Inflation growth at two-year low: does this mean no more rate hikes?

The latest figures from the Australian Bureau of Statistics (ABS) show that Australia has experienced its lowest rate of inflation growth in two years. So, what does this mean for Australia’s interest rates in 2024, and for Australian home loans in turn?

Home Loans

31 Jan, 2024

3 min read

Inflation growth at two-year low: does this mean no more rate hikes?
Mark Bristow

Personal Finance Editor

11 home loan cashback deals available in January 2024

If you’re considering refinancing this year, or looking for your first home loan, a cashback deal could be a competitive perk to prioritise when comparing home loans.

Home Loans

23 Jan, 2024

4 min read

11 home loan cashback deals available in January 2024
Eden Radford

External Comms Lead

NAB updates cash rate call, joins other big four banks in forecasting hold for February

NAB, Australia’s third largest bank, has today updated its cash rate forecast, changing from a 0.25 percentage point hike in February, to a hold.

Home Loans

17 Jan, 2024

4 min read

NAB updates cash rate call, joins other big four banks in forecasting hold for February
Mark Bristow

Personal Finance Editor

Some of the top-rated home loans in January 2024

Even if you’re still in holiday mode following the Christmas and New Year break, it may be worth keeping a close eye on Australia’s mortgage market. With the chance that interest rates could start falling later in the year, getting your finances organised could help to put you in a better position for when the time is right.

Home Loans

15 Jan, 2024

3 min read

Some of the top-rated home loans in January 2024
Eden Radford

External Comms Lead

Refinancing stabilises as home lending continues to climb

The value of refinanced mortgages rose slightly in the month of November, lifting by a modest $121 million – the first increase in four months.

Home Loans

12 Jan, 2024

5 min read

Refinancing stabilises as home lending continues to climb
Mark Bristow

Personal Finance Editor

Some of the top-rated home loans for investors and refinancers in December 2023

The cumulative effect of 13 cash rate hikes from the Reserve Bank of Australia (RBA) since May 2022 may be helping to tackle inflation, so it can hopefully fall into the RBA’s target band by 2025 on schedule. But in the meantime, many Australian homeowners and investors are doing it tough, thanks to higher home loan interest rates and banks hiking rates out of cycle from the RBA.

Home Loans

15 Dec, 2023

2 min read

Some of the top-rated home loans for investors and refinancers in December 2023