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- Bendigo Bank
- Express Home Loan (Principal and Interest)
Express Home Loan
- Special
- Owner Occupied
- Variable
- 10% min deposit
- P&I
Fast Online Approval. T&Cs apply.
Interest rate p.a.
6.01%
Comparison rate* p.a.
6.14%
Express Home Loan
- Special
- Owner Occupied
- Variable
- 10% min deposit
- P&I
Interest rate p.a.
6.01%
Comparison rate* p.a.
6.14%
RateCity says
"Enjoy a competitive interest rate and features on a home loan that won in the 2022 RateCity Awards."
Calculate your repayments for this loan
Your estimated repayment
$3,001
based on 500000 loan amount for 25 years at 6.01%
Monthly Repayment
$3,001
Total interest
$580,348
Total payments
$1,080,348
Start date
04-2024
End date
04-2049
Pros and Cons
For Express Home Loan
Benefits
- Interest rates ranked in the best 20%
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Bendigo Bank Variable Rate Home Loan overview
For Express Home Loan (Principal and Interest)
Details
Maximum LVR
90%
Total repayments
$1,080,348
Interest rate type
Variable
Borrowing range
$5k - $3m
Suitable for
Owner Occupiers
Loan term range
0 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Monthly
Target Market Determination
Visit Bendigo & Adelaide Bank Ltd to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Valuation fee ranges from $134.20 to $440, depending on valuation type & property value
Fees
Total estimated upfront fees
$440
Application fee
$0
Legal fee
$0
Valuation fee
$440
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$10
Discharge fee
$350
How to apply
If you'd like to apply for this product or just get more information, follow the application process on Bendigo Bank.More details