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  3. Bendigo Bank
  4. Express Home Loan

Express Home Loan

  • Owner Occupied
  • Fixed 2 years
  • 10% min deposit
  • P&I

Interest rate p.a.

5.99%

Comparison rate* p.a.

6.14%

Product info

Express Home Loan

  • Owner Occupied
  • Fixed 2 years
  • 10% min deposit
  • P&I

Interest rate p.a.

5.99%

Comparison rate* p.a.

6.14%

Bendigo Bank Fixed - 2 years Rate Home Loan overview

For Express Fixed Home Loan (Principal and Interest) 2 Year

Principal & Interest (P&I)

Loan type

Loan to value ratio

Interest rate

Comparison rate

Fixed - 2 years

Up to 90%

5.99% p.a

6.14% p.a

Product info

Variable

Up to 90%

6.01% p.a

6.14% p.a

Product info

Fixed - 3 years

Up to 90%

6.04% p.a

6.15% p.a

Product info

Fixed - 4 years

Up to 90%

6.04% p.a

6.15% p.a

Product info

Fixed - 5 years

Up to 90%

6.04% p.a

6.15% p.a

Product info

Fixed - 1 year

Up to 90%

6.29% p.a

6.17% p.a

Product info

Interest only

Loan type

Loan to value ratio

Interest rate

Comparison rate

Fixed - 5 years

Up to 90%

6.54% p.a

6.36% p.a

Product info

Fixed - 4 years

Up to 90%

6.54% p.a

6.37% p.a

Product info

Fixed - 3 years

Up to 90%

6.54% p.a

6.38% p.a

Product info

Fixed - 2 years

Up to 90%

6.49% p.a

6.39% p.a

Product info

Details

Maximum LVR

90%

Total repayments

$0

View repayment schedule »
Interest rate type

Fixed - 2 years

Borrowing range

$5k - $3m

Suitable for

Owner Occupiers

Loan term range

0 - 30 years

Repayment type

Principal and Interest

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Repayment options

Fortnightly, Monthly, Weekly

Target Market Determination

Visit Bendigo & Adelaide Bank Ltd to view Target Market Determination.

Features

Extra repayments

Allowed with restrictions

Redraw facility

Redraw fee: $0

Offset account

Split interest facility

Loan portability

Repayment holiday available

Allow guarantors

Available for first home buyers

Other benefits

Valuation fee ranges from $134.20 to $440, depending on valuation type & property value

Fees

Total estimated upfront fees

$440

Application fee

$0

Legal fee

$0

Valuation fee

$440

Settlement fee

$0

Other upfront fee

$0

Ongoing fee

$10

Discharge fee

$350

Pros and Cons

For Express Home Loan

Benefits

  • Interest rates ranked in the best 20%
  • Extra repayments and redraw facility
  • Free redraw facility

Drawbacks

  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays
Home loans

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FAQs

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