Home Insurance articles & news

Need to know all about home insurance? Let RateCity help fill in the gaps of your knowledge with our home insurance team.

Peter Terlato

Personal Finance Editor

Can you withdraw a home insurance claim?

You can often withdraw a home insurance claim without charges or hassles, though there may be exceptions, such as if the claim has already progressed too far.

Home Insurance

14 May, 2024

3 min read

Can you withdraw a home insurance claim?

Mark Bristow

Personal Finance Editor

Are kitchen appliances covered by contents insurance?

Many kitchen appliances count as part of your home’s contents for insurance purposes. However, some insurers could consider certain built-in appliances to be part of your building, meaning they may only be covered under a building insurance policy.

Home Insurance

14 May, 2024

3 min read

Are kitchen appliances covered by contents insurance?

Mark Bristow

Personal Finance Editor

Does home insurance cover foundation damage?

Home insurance may help you to avoid paying the substantial cost of foundation repair, but your policy may only cover foundation damage in some cases, such as when the damage is caused by specific events.

Home Insurance

13 May, 2024

4 min read

Does home insurance cover foundation damage?

Mark Bristow

Personal Finance Editor

Is insurance a requirement of having a mortgage?

While home insurance isn’t compulsory in Australia, most mortgage lenders require borrowers to have a home insurance policy in place over a property before they’ll approve a home loan application.

Home Insurance

13 May, 2024

4 min read

Is insurance a requirement of having a mortgage?

Alex Ritchie

Personal Finance Editor

What you should know about the cost of house insurance

Your home insurance policy should fit your budget, but also offer the best possible coverage. Generally, the more cover your policy offers, the more the premiums may cost. It is important to understand what you're paying for when comparing home and contents insurance options.

Home Insurance

13 May, 2024

5 min read

What you should know about the cost of house insurance

Vidhu Bajaj

Personal Finance Writer

Does home insurance cover plumbing problems?

Standard home insurance might not cover plumbing problems that could have been prevented with maintenance, or damage caused by negligence. However, if you have a surprise leak at home, or a burst tap or an overflowing toilet, you still might be able to claim on your insurance if the damage was sudden and accidental.

Home Insurance

06 May, 2024

5 min read

Does home insurance cover plumbing problems?

Mark Bristow

Personal Finance Editor

What is fusion damage insurance and why would I need it?

Fusion cover protects your electrical appliances and other devices against damage caused by electrical currents or wiring. It’s often an optional extra you can select for your contents insurance policy. While fusion damage insurance may cost a little extra, the value it offers could make a big difference in some homes.

Home Insurance

06 May, 2024

3 min read

What is fusion damage insurance and why would I need it?

Mark Bristow

Personal Finance Editor

What home insurance do I need for an apartment?

Many apartments are already covered by strata insurance, so you may not need to apply for a traditional home insurance policy to cover damage to the property. However, strata insurance may not always offer the cover you need. If you’re one of the 10% of Australians who live in apartments, it could be worth comparing contents insurance policies and other options.

Home Insurance

26 Apr, 2024

4 min read

What home insurance do I need for an apartment?

Mark Bristow

Personal Finance Editor

Motor burnout insurance: what you need to know

It may not be the first household problem that comes to mind, but motor burnout can be an annoying and potentially costly inconvenience - especially if your air conditioner breaks down right in the middle of summer. Fortunately, many home insurance policies include motor burnout insurance coverage for this specific situation.

Home Insurance

26 Feb, 2024

3 min read

Motor burnout insurance: what you need to know

Mark Bristow

Personal Finance Editor

New home insurance - what do you need to know?

Purchasing a new home is exciting, but can also be a busy time. One of the most important things you’ll need to do after purchasing a property is to organise insurance.

Home Insurance

22 Feb, 2024

4 min read

New home insurance - what do you need to know?

Mark Bristow

Personal Finance Editor

What types of home insurance are there?

Home and contents insurance are often mentioned in the same breath, and many insurance providers sell them as a package deal, but they are two different types of insurance that cover two different things. Whether you’re an owner occupier, a tenant or an investor, it’s important to know you’re covered with the right kind of home insurance - in fact, having insurance may be a requirement of your mortgage.

Home Insurance

22 Feb, 2024

4 min read

Mark Bristow

Personal Finance Editor

Insurance for watches: A comprehensive guide to safeguarding your timepieces

Whether you're the owner of a luxury watch or a collection of prized timepieces, you may want the peace of mind that comes with knowing you’re covered in the event of loss or damage. Knowing some key facts about watch insurance, and being aware of some important limitations, can help make sure you’re not left high and dry.

Home Insurance

20 Feb, 2024

3 min read