Home Insurance articles & news

Need to know all about home insurance? Let RateCity help fill in the gaps of your knowledge with our home insurance team.

Mark Bristow

Personal Finance Editor

Landlord insurance vs home insurance

Home insurance can provide cover for a number of challenges you may face as a homeowner, including if your house burns down, if there’s a break-in and even the medical bills if someone gets hurt on your property.

Home Insurance

10 Oct, 2023

3 min read

Mark Bristow

Personal Finance Editor

How is seniors’ home insurance different from other policies?

Age shouldn’t be a factor preventing you from living the life you want, and many seniors enjoy a comfortable life well beyond their 70s and 80s.

Home Insurance

05 Oct, 2023

3 min read

How is seniors’ home insurance different from other policies?

Mark Bristow

Personal Finance Editor

Do you need a home insurance broker?

Home insurance brokers weigh up different insurance options to help find the best policy for your needs. While brokers are not for everyone, some people find them helpful when navigating through the insurance market.

Home Insurance

05 Oct, 2023

3 min read

Vidhu Bajaj

Personal Finance Writer

Does home insurance provide coverage for malicious damage?

Learn about home insurance coverage for malicious damage, including what it covers, exceptions, and claims process.

Home Insurance

04 Oct, 2023

8 min read

Does home insurance provide coverage for malicious damage?

Vidhu Bajaj

Personal Finance Writer

Does your home insurance have you covered against theft or burglary?

Most home insurance policies cover burglary or theft, but the coverage may vary depending on the type of insurance you have.

Home Insurance

03 Oct, 2023

7 min read

Does your home insurance have you covered against theft or burglary?

Vidhu Bajaj

Personal Finance Writer

Does home insurance cover gutter repair?

Learn about home insurance coverage for gutter-related damage and why regular gutter maintenance is crucial.

Home Insurance

25 Sep, 2023

4 min read

Does home insurance cover gutter repair?

Mark Bristow

Personal Finance Editor

What does home insurance cover?

Usually, home insurance will cover any damage caused by unpredictable incidents, whether natural or as a result of humans. Depending on the insurer, having home insurance can also mean you have access to temporary accommodation while repairing or renovating your property after making a claim.

Home Insurance

25 Sep, 2023

8 min read

Alex Ritchie

Personal Finance Editor

What is new for old contents insurance?

Content insurance covers the household items and personal belongings in your home in case they are lost, damaged, or stolen. If you own your house, it’s possible to couple your home or building insurance with your contents policy, which is often cheaper than taking out two separate policies.

Home Insurance

21 Sep, 2023

4 min read

Alex Ritchie

Personal Finance Editor

What is underinsurance and how can you avoid it?

If you are an Australian homeowner, you want to know that your home insurance policy has adequate coverage in the event the worst does happen. However, many Australians may actually be at risk of being underinsured.

Home Insurance

21 Sep, 2023

5 min read

What is underinsurance and how can you avoid it?

Alex Ritchie

Personal Finance Editor

Do I need to buy home insurance before closing on a property?

Having adequate home insurance can help manage risks from unforeseen events. But if you’ve not yet closed on a property, you may be wondering if, and when, you’re meant to purchase home insurance.

Home Insurance

18 Sep, 2023

4 min read

Do I need to buy home insurance before closing on a property?

Mark Bristow

Personal Finance Editor

How to reduce your home insurance premium

If your policy’s premium is on the expensive side, it can eat into the household budget. But if you choose the cheapest home insurance policy, you may miss out on some crucial features.

Home Insurance

18 Sep, 2023

3 min read

How to reduce your home insurance premium

Mark Bristow

Personal Finance Editor

Five benefits of home insurance that not all policies offer

You may find that more is covered by your home and contents insurance policy than just the renovation, rebuilding, or replacement of your home after an insured event.

Home Insurance

18 Sep, 2023

4 min read