- Home
- Credit Cards
- P&N Bank
- Classic Visa
P&N Bank Classic Visa
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
11.99%
Balance transfer rate
11.99%
Annual fee
$49
P&N Bank Classic Visa
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
11.99%
Balance transfer rate
11.99%
Annual fee
$49
Pros and Cons
For P&N Bank Classic Visa
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Lower than average annual fee
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
Drawbacks
- No reward program
P&N Bank Rate Credit Card overview
For Classic Visa
Details
Card level
Standard
Card type
Visa
Interest free days
45
Minimum monthly repayment
3%
Minimum credit limit
$1,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit P&N Bank to view Target Market Determination.
Fees
Annual fee
$49
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$5
Over limit fee
$5
Duplicate statement fee
$6
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
11.99%
Cash advance rate
19.99%
Cash advance fee
$5
Balance Transfer
Balance transfer rate
11.99%
Transfer limit
100%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
3% on Visa
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Have a regular income
Residency
Australia CitizenPermanent Resident
Perks
FREE SUPPLEMENTARY CARDS
