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- Low Rate (Credit Back Offer)
ANZ Low Rate (Credit Back Offer)
- Special
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Get $250 back to your new card when you spend $1,500 on eligible purchases in the first 3 months from approval.
T&Cs, eligibility and spend criteria, fees and charges apply (including an annual fee, currently $58
Purchase rate p.a.
13.74%
Balance transfer rate
21.99%
Annual fee
$58
ANZ Low Rate (Credit Back Offer)
- Special
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
13.74%
Balance transfer rate
21.99%
Annual fee
$58
RateCity says
"As well as the competitive purchase rate, this credit card offers you the chance to get credit back on your eligible spending as an introductory offer."
Pros and Cons
For ANZ Low Rate (Credit Back Offer)
Benefits
- Lower than average ongoing variable purchase rate
- Lower than average annual fee
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
Drawbacks
- No reward program
ANZ Rate Credit Card overview
For Low Rate (Credit Back Offer)
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
2% or $25
Minimum credit limit
$1,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit ANZ Banking Group Limited to view Target Market Determination.
Fees
Annual fee
$58
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$20
Over limit fee
$20
Duplicate statement fee
$0
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
13.74%
Cash advance rate
21.99%
Cash advance fee
3%
Balance Transfer
Balance transfer rate
21.99%
Transfer limit
95%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
A non-permanent resident with more than 9 months remaining on your Visa
Residency
Perks
Other Restrictions
The Estimated ATM Cost when accessing money overseas is $18. T&Cs apply.
How to apply
If you'd like to apply for this product or just get more information, follow the application process on ANZ.More details