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- Clear Visa
Hume Bank Clear Visa
- Apple & Google Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
14.95%
Balance transfer rate
14.95%
Annual fee
$30
Hume Bank Clear Visa
- Apple & Google Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
14.95%
Balance transfer rate
14.95%
Annual fee
$30
Pros and Cons
For Hume Bank Clear Visa
Benefits
- Lower than average ongoing variable purchase rate
- Rewards Available through Hume Loyalty
- Annual fee of $30 is refunded when you spend $8,000 on purchases every 12 months
- Lower than average annual fee
- Free supplementary cards
Drawbacks
Hume Bank Rate Credit Card overview
For Clear Visa
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
3% or $10
Minimum credit limit
$500
Maximum credit limit
$50,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Hume Bank Limited to view Target Market Determination.
Fees
Annual fee
$30
Annual Fee Spend Waiver
$8k
Supplementary card annual fee
$0
Late payment fee
$20
Over limit fee
Duplicate statement fee
$2
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
14.95%
Cash advance rate
19.95%
Cash advance fee
$1.5
Balance Transfer
Balance transfer rate
14.95%
Transfer limit
50000
max card limit
Balance transfer fee
Overseas spending
Foreign exchange fee
2.85% on Visa
Overseas charges
Estimated ATM cost
$8.55
for AU $300 withdrawal
Rewards
Program name
Hume Loyalty
Rewards available
Cash Back
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
FREE SUPPLEMENTARY CARDS
Other Restrictions
Balance Transfer not available
