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- Platinum Visa
BOQ Platinum Visa
- Bonus Points
- Samsung Pay
- Balance transfer
Earn 100,000 bonus Q Rewards® points when you spend $4,500 on Eligible Transactions in the first 3 months from card approval
0% p.a. balance transfer for 12 months | 1% balance transfer fee Half annual fee for first year (Reverting to full fee $129)
Purchase rate p.a.
20.74%
Balance transfer rate
0%
Annual fee
$65
for 12 months then $129 thereafter
BOQ Platinum Visa
- Bonus Points
- Samsung Pay
- Balance transfer
Purchase rate p.a.
20.74%
Balance transfer rate
0%
Annual fee
$65
for 12 months then $129 thereafter
Pros and Cons
For BOQ Platinum Visa
Benefits
- Rewards Available through BOQ Q Rewards
- Extra 100,000 points subject to eligibility conditions
- $65 annual fee in the first 12 months and $129 p.a thereafter.
- Annual fee of $129 is refunded when you spend $12,000 on purchases every 12 months
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Price guarantee
- Extended warranty
- Concierge
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
BOQ Rate Credit Card overview
For Platinum Visa
Details
Card level
Platinum
Card type
Visa
Interest free days
55
Minimum monthly repayment
2% or $30
Minimum credit limit
$6,000
Maximum credit limit
$30,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Bank of Queensland to view Target Market Determination.
Fees
Annual fee
$65
for 12 months then $129 thereafter
Annual Fee Spend Waiver
$12k
Supplementary card annual fee
$0
Late payment fee
$30
Over limit fee
$40
Duplicate statement fee
$7
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
20.74%
Cash advance rate
21.74%
Cash advance fee
3.5% or $3.5
Balance Transfer
Balance transfer rate
0%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
1%
Overseas spending
Foreign exchange fee
Overseas charges
$4
Estimated ATM cost
$14.2
for AU $300 withdrawal
Rewards
Program name
BOQ Q Rewards
Rewards available
Gift Card, Cash Back
Eligibility
Minimum age
18
Minimum income
$35,000
Eligibility conditions
Residency
Australia CitizenPermanent Resident
Perks
If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 60 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75 and less than $500.
Warranty is extended for the same duration as the original warranty up to 1 year.
