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- Blue Visa
BOQ Blue Visa
- Balance Transfer
- Samsung Pay
- Balance transfer
- Low annual fee
Balance Transfer
0% p.a. on balance transfers and purchases for 9 months.
No balance transfer fee.
Purchase rate p.a.
0.00%
for up to 9 months, then 20.74%
Balance transfer rate
0%
Annual fee
$60
BOQ Blue Visa
- Balance Transfer
- Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
0.00%
for up to 9 months, then 20.74%
Balance transfer rate
0%
Annual fee
$60
Pros and Cons
For BOQ Blue Visa
Benefits
- Rewards Available through BOQ Q Rewards
- Price guarantee
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Does not offer free supplementary cards
BOQ Rate Credit Card overview
For Blue Visa
Details
Card level
Gold
Card type
Visa
Interest free days
44
Minimum monthly repayment
2% or $30
Minimum credit limit
$2,000
Maximum credit limit
$10,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Bank of Queensland to view Target Market Determination.
Fees
Annual fee
$60
Annual Fee Spend Waiver
Supplementary card annual fee
$15
Late payment fee
$10
Over limit fee
$40
Duplicate statement fee
$7
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
0.00%
for up to 9 months, then 20.74%
Cash advance rate
21.74%
Cash advance fee
3.5% or $3.5
Balance Transfer
Balance transfer rate
0%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
3.4% on Visa
Overseas charges
$4
Estimated ATM cost
$14.2
for AU $300 withdrawal
Rewards
Program name
BOQ Q Rewards
Rewards available
Gift Card, Cash Back
Eligibility
Minimum age
18
Minimum income
$25,000
Eligibility conditions
Residency
Australia CitizenPermanent Resident
Perks
PRICE GUARANTEE
PURCHASE PROTECTION INSURANCE
