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BankSA Vertigo Visa (Cashback Offer)

  • Cashback
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee
Cashback

Up to $400 cashback on your supermarket and petrol spend

  ~ Ends in 3 months

Get 10% cashback on spend at selected supermarkets and petrol stations (up to $400 total cashback). Plus, 6.99% p.a. interest on balance transfers for 12 months>> when requested at card application. The variable cash advance rate will apply after this promotional period. Consider this card with the cashback offer if you would like to be rewarded for your supermarket and petrol spend.

Purchase rate p.a.

13.99%

Balance transfer rate

6.99%

Annual fee

$55

BankSA Vertigo Visa (Cashback Offer)

  • Cashback
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

13.99%

Balance transfer rate

6.99%

Annual fee

$55

Pros and Cons

For BankSA Vertigo Visa (Cashback Offer)

Benefits

  • 6.99% p.a on balance transfers for 12 months and then 21.49% p.a.
  • Lower than average ongoing variable purchase rate
  • Lower than average annual fee
  • Apple Pay, Google Pay and Samsung Pay available
  • Free supplementary cards

Drawbacks

  • No reward program

BankSA Rate Credit Card overview

For Vertigo Visa (Cashback Offer)

Details

Card level

Standard

Card type

Visa

Interest free days

55

Minimum monthly repayment

2% or $10

Minimum credit limit

$500

Maximum credit limit

$80,000

Free supplementary cards

Instant approval

Target Market Determination

Visit BankSA to view Target Market Determination.

Fees

Annual fee

$55

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$15

Over limit fee

$0

Duplicate statement fee

$2

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

13.99%

Cash advance rate

21.49%

Cash advance fee

2% or $2.5

Balance Transfer

Balance transfer rate

6.99%

Transfer limit

80000

max card limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3% on Visa
Overseas charges

Estimated ATM cost

Rewards

Program name

Rewards available

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Regular, verifiable income

Residency

Perks

FREE SUPPLEMENTARY CARDS