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- Visa Platinum Credit Card
Bank First Visa Platinum Credit Card
- Balance transfer
- Low annual fee
Purchase rate p.a.
9.59%
Balance transfer rate
9.59%
Annual fee
$99
Bank First Visa Platinum Credit Card
- Balance transfer
- Low annual fee
Purchase rate p.a.
9.59%
Balance transfer rate
9.59%
Annual fee
$99
Pros and Cons
For Bank First Visa Platinum Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- International travel insurance
- Free supplementary cards
- Concierge
Drawbacks
- No reward program
Bank First Rate Credit Card overview
For Visa Platinum Credit Card
Details
Card level
Platinum
Card type
Visa
Interest free days
55
Minimum monthly repayment
5% or $20
Minimum credit limit
$6,000
Maximum credit limit
$10,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Bank First - Victoria Teachers Limited to view Target Market Determination.
Fees
Annual fee
$99
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$20
Over limit fee
$0
Duplicate statement fee
$5
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
9.59%
Cash advance rate
19.59%
Cash advance fee
$2.5
Balance Transfer
Balance transfer rate
9.59%
Transfer limit
10000
max card limit
Balance transfer fee
Overseas spending
Foreign exchange fee
2.5% on Visa
Overseas charges
$2.5
Estimated ATM cost
$10
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
INTERNATIONAL TRAVEL INSURANCE
FREE SUPPLEMENTARY CARDS
CONCIERGE
