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- Visa Classic Credit Card
Bank First Visa Classic Credit Card
- Purchase Offers
- Balance transfer
- No annual fee
0% p.a. on purchases for 6 months
Offer is for new customers aged 18 and over only, excluding students. Maximum credit limit $10,000. For applications received by 31 December 2020.
Purchase rate p.a.
12.54%
Balance transfer rate
12.54%
Annual fee
$0
Bank First Visa Classic Credit Card
- Purchase Offers
- Balance transfer
- No annual fee
Purchase rate p.a.
12.54%
Balance transfer rate
12.54%
Annual fee
$0
Pros and Cons
For Bank First Visa Classic Credit Card
Benefits
- Lower than average ongoing variable purchase rate
- No Annual Fee
- Free supplementary cards
Drawbacks
- No reward program
Bank First Rate Credit Card overview
For Visa Classic Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
5% or $20
Minimum credit limit
$2,000
Maximum credit limit
$10,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Bank First - Victoria Teachers Limited to view Target Market Determination.
Fees
Annual fee
$0
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$20
Over limit fee
$0
Duplicate statement fee
$5
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
12.54%
Cash advance rate
12.54%
Cash advance fee
$2.5
Balance Transfer
Balance transfer rate
12.54%
Transfer limit
10000
max card limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$2.5
Estimated ATM cost
$10
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
Promoted credit card products
Kogan Money Black Card
- RateCity Exclusive
- Apple & Google Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
0.00%
for up to 9 months, then 20.99%
Annual fee
$0
Australian Credit Licence 286655
Fees & charges apply
ANZ Low Rate (Credit Back Offer)
- Special
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
13.74%
Annual fee
$58
Australian Credit Licence 234527
Fees & charges apply
David Jones Premiere credit card
- Apple, Google & Samsung Pay
- Low annual fee
Purchase rate p.a.
23.99%
Annual fee
$99
ANZ Rewards Black
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Purchase rate p.a.
20.99%
Annual fee
$375
Australian Credit Licence 234527
Fees & charges apply
Product data updated on 3 May 2024