Do you need flood insurance?

Whether you’re considering purchasing property, or simply reviewing your existing coverage, you may be asking yourself: do I really need flood insurance?

Does home insurance cover natural disasters?

Do you live in a disaster-prone area and wonder if you have adequate home insurance against natural disasters? Whether it’s against floods or bushfire, your home insurance policy must cover you against the risk of natural disasters.

If wholesale power prices have dropped, why are power bills still so high?

A new report shows that average wholesale prices for electricity have fallen. So, why are power bills still causing so much pain for Australian households?

Which type of home loan is best?

There is no one-size-fits-all best home loan type. In fact, there are several home loan types available to suit a range of homeowners in Australia. 

Is it better to get a term deposit or a high interest savings account?

With the cash rate set to stay on hold before potential rate cuts in 2024, is now the time to get a high interest savings account or lock in a term deposit rate?

Fixed vs variable rates: which is better, and can you have both?

Whether you are buying your first home, refinancing or purchasing an investment property, make sure you compare the best home loans on the market to see if home ownership is a good financial step for you.

What is new for old contents insurance?

Content insurance covers the household items and personal belongings in your home in case they are lost, damaged, or stolen. If you own your house, it’s possible to couple your home or building insurance with your contents policy, which is often cheaper than taking out two separate policies.

What is underinsurance and how can you avoid it?

If you are an Australian homeowner, you want to know that your home insurance policy has adequate coverage in the event the worst does happen. However, many Australians may actually be at risk of being underinsured.

Stamp duty exemption expanded: what you need to know

In good news for first home buyers in New South Wales, stamp duty exemptions and concessions will be getting a boost. The First Home Buyers Assistance Scheme will be expanded in 2023.

Do I need to buy home insurance before closing on a property?

Having adequate home insurance can help manage risks from unforeseen events. But if you’ve not yet closed on a property, you may be wondering if, and when, you’re meant to purchase home insurance.