RateCity.com.au

999 articles written by Alex Ritchie

Home Loans

1 in 3 mortgage holders are food insecure, can Australians afford another rate hike?

The Reserve Bank of Australia hiked the cash rate to 4.35% yesterday. With more and more mortgage holders suffering under the weight of rising rates and high inflation, can they afford another rate hike?

alex-ritchie

Alex Ritchie -

08 Nov, 2023 -

6 min read

Home Loans

How to prepare for an interest rate rise

As the interest rate is arguably the biggest ongoing cost that can influence a home loan, preparing your budget for a rate rise may be useful in reducing potential financial stress.

alex-ritchie

Alex Ritchie -

07 Nov, 2023 -

5 min read

Home Loans

What can we expect from interest rates in 2024?

With only one more RBA meeting on monetary policy left for the year, let’s explore what Australians can expect from interest rates in 2024, based on the latest predictions.

alex-ritchie

Alex Ritchie -

07 Nov, 2023 -

6 min read

Term Deposits

If the cash rate is cut, will my term deposit rate go down?

While the RBA cash rate may influence term deposit rates, the relationship is not always immediate; especially for existing customers locked into a fixed rate.

alex-ritchie

Alex Ritchie -

07 Nov, 2023 -

4 min read

Car Loans

Can I increase my home loan to buy a car?

If the time has come to upgrade to a new set of wheels, but your savings won’t quite cover the purchase cost, you might be weighing up your financing options.

alex-ritchie

Alex Ritchie -

06 Nov, 2023 -

5 min read

Car Loans

New vehicle sales hit 1 million: Top-rated car loans for November to finance your next car purchase

The number of new vehicles sold in Australia has officially surpassed one million for 2023, according to the latest research from the Federal Chamber of Automotive Industries (FCAI).

alex-ritchie

Alex Ritchie -

03 Nov, 2023 -

3 min read

Home Loans

14 lenders offering cashbacks: Who is still offering cashback deals in November?

If you’re considering refinancing, or looking for your first home loan, it may be worthwhile nabbing a sweetener for your back pocket, like a cashback deal. 

alex-ritchie

Alex Ritchie -

02 Nov, 2023 -

5 min read

Home Loans

Tax deductions for your investment property

To make the most from your investment property, it helps to better understand its tax deductions. Find out more. 

alex-ritchie

Alex Ritchie -

01 Nov, 2023 -

4 min read

Car Insurance

What are the car insurance rates by age and gender?

How much you may be charged for car insurance is influenced by a range of factors, with your age and gender being key deciders for insurance providers. 

alex-ritchie

Alex Ritchie -

31 Oct, 2023 -

4 min read

Car Insurance

Can I be added to my parent’s car insurance policy?

Your parents can add you to their car insurance policy. However, there are some factors to consider before you do this.

alex-ritchie

Alex Ritchie -

30 Oct, 2023 -

5 min read