Home Loans Leaderboards
Looking for top-rated home loan offers on the market? Compare home loan ratings and see how we’ve ranked current Australian mortgages using Real-Time Ratings.
Looking for top-rated home loan offers on the market? Compare home loan ratings and see how we’ve ranked current Australian mortgages using Real-Time Ratings.
RateCity's top-rated home loans with a variable interest rate. Assumes a $400,000 mortgage with a maximum LVR of 80%.
Today’s top-rated home loans that feature an offset account. Assumes a $400,000 mortgage for an owner-occupier with a variable interest rate.
Today’s top-rated home loans for refinancing. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.
RateCity's top-rated principal and interest home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage for an owner occupier.
RateCity's top-rated principal and interest home loans with a fixed interest rate for five years. Assumes a $400,000 mortgage for an owner occupier.
RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a two year term.
RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a four year term.
RateCity's top-rated investment home loans with variable interest rates. Assumes a $400,000 mortgage and a maximum LVR of 80%.
RateCity's top-rated home loans that are available as a package with one or more other financial products, such as a credit card or bank account. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.
RateCity's top-rated principal and interest investor home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage.
RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a three year term.
RateCity's top-rated principal and interest investor home loans with a fixed interest rate for five years. Assumes a $400,000 mortgage.
RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a five year term.
RateCity's top-rated principal and interest home loans with a fixed interest rate for four years. Assumes a $400,000 mortgage for an owner occupier.
RateCity's top-rated principal and interest home loans with a fixed interest rate for two years. Assumes a $400,000 mortgage for an owner occupier.
RateCity's top-rated home loans from one of Australia’s major financial institutions. Assumes a $400,000 mortgage for an owner-occupier, with a variable interest rate and a maximum LVR of 80%.
RateCity's top-rated home loans with a deposit requirement of 5% or less. Assumes a $400,000 mortgage for an owner occupier with a variable interest rate and a maximum LVR of 95% or more.
RateCity's top-rated home loans for borrowing more than one million dollars. Assumes a $1 million home loan for an owner occupier, with a variable interest rate, an offset account and a maximum LVR of 80%.
RateCity's top-rated home loans for Self-Managed Super Funds. Assumes a a $400,000 mortgage.
RateCity's top-rated home loans from lenders recently added to RateCity. Assumes a $400,000 mortgage for an owner occupier with a variable interest rate
Variable Rate Home Loan LVR < 80%
Real Time Rating™
Interest rate p.a.
5.99%
Comparison rate* p.a.
5.90%
Australian Credit Licence 234945
Fees & charges apply
Express Home Loan
Real Time Rating™
Interest rate p.a.
6.01%
Comparison rate* p.a.
6.14%
Australian Credit Licence 237879
Fees & charges apply
AMP Bank Professional Package Home Loan (Principal and Interest) ($500k+)
Real Time Rating™
Interest rate p.a.
6.19%
Comparison rate* p.a.
6.54%
Australian Credit Licence 234517
Fees & charges apply
Basic Home Loan
Real Time Rating™
Interest rate p.a.
6.29%
Comparison rate* p.a.
6.30%
Australian Credit Licence 233714
Fees & charges apply
Product data updated on 20 May 2024
6.44%
6.16%
Australian Credit Licence 231204
Fees & charges apply
6.64%
6.68%
Australian Credit Licence 231204
Fees & charges apply
6.39%
7.16%
Australian Credit Licence 240573
Fees & charges apply
6.84%
7.04%
Australian Credit Licence 393283
Fees & charges apply
6.49%
6.65%
Australian Credit Licence 244248
Fees & charges apply
6.49%
7.24%
Australian Credit Licence 240960
Fees & charges apply
6.49%
7.05%
Australian Credit Licence 244310
Fees & charges apply
6.24%
6.28%
Australian Credit Licence 496431
Fees & charges apply
7.24%
6.40%
Australian Credit Licence 240807
Fees & charges apply
6.29%
6.40%
Australian Credit Licence 430334
Fees & charges apply
5.93%
6.92%
Australian Credit Licence 236476
Fees & charges apply
6.39%
6.66%
Australian Credit Licence 238431
Fees & charges apply
5.88%
6.38%
Australian Credit Licence 238431
Fees & charges apply
5.99%
6.51%
Australian Credit Licence 395219
Fees & charges apply
5.95%
6.23%
Australian Credit Licence 238293
Fees & charges apply
6.19%
6.86%
Australian Credit Licence 290600
Fees & charges apply
5.94%
5.99%
Australian Credit Licence 239238
Fees & charges apply
6.64%
6.67%
Australian Credit Licence 241167
Fees & charges apply
6.04%
7.49%
Australian Credit Licence 237476
Fees & charges apply
6.19%
6.63%
Australian Credit Licence 244310
Fees & charges apply
6.59%
6.65%
Australian Credit Licence 244248
Fees & charges apply
6.49%
6.77%
Australian Credit Licence 237879
Fees & charges apply
6.39%
6.64%
Australian Credit Licence 244616
Fees & charges apply
6.44%
6.35%
Australian Credit Licence 496431
Fees & charges apply
6.39%
6.73%
Australian Credit Licence 232595
Fees & charges apply
6.19%
7.72%
Australian Credit Licence 238273
Fees & charges apply
6.74%
6.55%
Australian Credit Licence 430334
Fees & charges apply
6.50%
6.55%
Australian Credit Licence 238311
Fees & charges apply
6.49%
6.38%
Australian Credit Licence 229823
Fees & charges apply
6.69%
6.56%
Australian Credit Licence 241077
Fees & charges apply
5.89%
5.89%
Australian Credit Licence 364320
Fees & charges apply
5.99%
6.00%
Australian Credit Licence 237476
Fees & charges apply
5.89%
5.89%
Australian Credit Licence 238139
Fees & charges apply
5.95%
5.95%
Australian Credit Licence 237879
Fees & charges apply
5.94%
6.05%
Australian Credit Licence 496431
Fees & charges apply
6.00%
6.03%
Australian Credit Licence 238311
Fees & charges apply
6.04%
6.08%
Australian Credit Licence 238273
Fees & charges apply
5.94%
5.99%
Australian Credit Licence 388053
Fees & charges apply
5.99%
6.06%
Australian Credit Licence 236476
Fees & charges apply
5.95%
6.06%
Australian Credit Licence 240807
Fees & charges apply
5.99%
5.99%
Australian Credit Licence 246780
Fees & charges apply
5.74%
6.23%
Australian Credit Licence 241167
Fees & charges apply
5.89%
5.89%
Australian Credit Licence 364320
Fees & charges apply
5.90%
5.93%
Australian Credit Licence 238311
Fees & charges apply
5.99%
6.06%
Australian Credit Licence 236476
Fees & charges apply
6.14%
6.16%
Australian Credit Licence 243444
Fees & charges apply
5.99%
5.99%
Australian Credit Licence 390860
Fees & charges apply
6.19%
6.26%
Australian Credit Licence 364451
Fees & charges apply
6.04%
6.42%
Australian Credit Licence 231204
Fees & charges apply
6.19%
6.56%
Australian Credit Licence 237476
Fees & charges apply
6.09%
6.46%
Australian Credit Licence 232595
Fees & charges apply
6.19%
6.58%
Australian Credit Licence 244616
Fees & charges apply
6.19%
6.33%
Australian Credit Licence 233714
Fees & charges apply
6.16%
6.19%
Australian Credit Licence 430334
Fees & charges apply
5.69%
6.36%
Australian Credit Licence 240573
Fees & charges apply
5.79%
6.39%
Australian Credit Licence 244310
Fees & charges apply
5.59%
6.25%
Australian Credit Licence 364451
Fees & charges apply
5.80%
5.89%
Australian Credit Licence 237879
Fees & charges apply
5.84%
6.97%
Australian Credit Licence 237476
Fees & charges apply
5.79%
6.33%
Australian Credit Licence 244310
Fees & charges apply
6.04%
6.38%
Australian Credit Licence 237879
Fees & charges apply
6.09%
6.32%
Australian Credit Licence 237391
Fees & charges apply
5.99%
7.32%
Australian Credit Licence 238273
Fees & charges apply
6.14%
7.53%
Australian Credit Licence 244616
Fees & charges apply
6.19%
6.21%
Australian Credit Licence 430334
Fees & charges apply
5.94%
6.57%
Australian Credit Licence 395219
Fees & charges apply
6.10%
6.13%
Australian Credit Licence 238311
Fees & charges apply
6.04%
6.42%
Australian Credit Licence 231204
Fees & charges apply
6.04%
6.09%
Australian Credit Licence 231204
Fees & charges apply
5.95%
6.06%
Australian Credit Licence 240807
Fees & charges apply
5.99%
5.99%
Australian Credit Licence 246780
Fees & charges apply
5.74%
6.23%
Australian Credit Licence 241167
Fees & charges apply
6.24%
6.34%
Australian Credit Licence 245576
Fees & charges apply
6.29%
6.32%
Australian Credit Licence 241077
Fees & charges apply
6.19%
6.54%
Australian Credit Licence 244533
Fees & charges apply
6.29%
6.34%
Australian Credit Licence 234536
Fees & charges apply
6.44%
6.51%
Australian Credit Licence 236476
Fees & charges apply
6.59%
6.60%
Australian Credit Licence 233714
Fees & charges apply
5.99%
6.32%
Australian Credit Licence 237391
Fees & charges apply
5.69%
6.37%
Australian Credit Licence 238431
Fees & charges apply
5.48%
6.24%
Australian Credit Licence 236476
Fees & charges apply
5.69%
6.48%
Australian Credit Licence 240573
Fees & charges apply
6.04%
6.42%
Australian Credit Licence 231204
Fees & charges apply
5.80%
5.91%
Australian Credit Licence 237879
Fees & charges apply
6.04%
6.09%
Australian Credit Licence 231204
Fees & charges apply
5.79%
6.46%
Australian Credit Licence 244310
Fees & charges apply
5.89%
6.12%
Australian Credit Licence 430334
Fees & charges apply
6.14%
6.14%
Australian Credit Licence 244248
Fees & charges apply
5.80%
5.86%
Australian Credit Licence 238311
Fees & charges apply
5.69%
6.44%
Australian Credit Licence 364451
Fees & charges apply
6.44%
6.20%
Australian Credit Licence 231204
Fees & charges apply
5.78%
6.81%
Australian Credit Licence 236476
Fees & charges apply
6.39%
6.84%
Australian Credit Licence 237391
Fees & charges apply
6.29%
7.07%
Australian Credit Licence 240573
Fees & charges apply
6.19%
6.94%
Australian Credit Licence 244310
Fees & charges apply
6.64%
6.71%
Australian Credit Licence 231204
Fees & charges apply
6.49%
6.63%
Australian Credit Licence 244248
Fees & charges apply
6.29%
6.39%
Australian Credit Licence 430334
Fees & charges apply
6.19%
6.65%
Australian Credit Licence 244310
Fees & charges apply
6.49%
7.20%
Australian Credit Licence 240960
Fees & charges apply
6.24%
6.28%
Australian Credit Licence 496431
Fees & charges apply
6.39%
6.66%
Australian Credit Licence 238431
Fees & charges apply
6.14%
6.12%
Australian Credit Licence 238273
Fees & charges apply
6.18%
6.51%
Australian Credit Licence 238431
Fees & charges apply
6.19%
6.56%
Australian Credit Licence 232595
Fees & charges apply
6.25%
6.60%
Australian Credit Licence 229882
Fees & charges apply
6.19%
6.44%
Australian Credit Licence 237502
Fees & charges apply
6.39%
6.51%
Australian Credit Licence 244616
Fees & charges apply
6.14%
6.43%
Australian Credit Licence 229823
Fees & charges apply
6.24%
6.30%
Australian Credit Licence 238981
Fees & charges apply
6.24%
6.30%
Australian Credit Licence 238317
Fees & charges apply
6.64%
6.64%
Australian Credit Licence 234527
Fees & charges apply
6.69%
7.06%
Australian Credit Licence 234945
Fees & charges apply
6.54%
6.86%
Australian Credit Licence 233714
Fees & charges apply
6.14%
6.14%
Australian Credit Licence 364320
Fees & charges apply
6.24%
6.61%
Australian Credit Licence 237476
Fees & charges apply
6.04%
6.09%
Australian Credit Licence 231204
Fees & charges apply
6.19%
6.23%
Australian Credit Licence 238273
Fees & charges apply
6.29%
6.36%
Australian Credit Licence 236476
Fees & charges apply
6.34%
6.66%
Australian Credit Licence 238431
Fees & charges apply
6.44%
6.46%
Australian Credit Licence 243444
Fees & charges apply
6.40%
6.43%
Australian Credit Licence 238311
Fees & charges apply
6.39%
6.42%
Australian Credit Licence 430334
Fees & charges apply
6.09%
6.09%
Australian Credit Licence 238139
Fees & charges apply
6.44%
6.82%
Australian Credit Licence 244616
Fees & charges apply
6.34%
6.71%
Australian Credit Licence 244310
Fees & charges apply
6.99%
7.10%
Australian Credit Licence 388053
Fees & charges apply
7.19%
7.65%
Australian Credit Licence 395179
Fees & charges apply
6.99%
7.05%
Australian Credit Licence 390860
Fees & charges apply
7.19%
7.74%
Australian Credit Licence 497189
Fees & charges apply
6.99%
7.00%
Australian Credit Licence 395219
Fees & charges apply
7.25%
7.64%
Australian Credit Licence 509481
Fees & charges apply
7.24%
7.25%
Australian Credit Licence 290600
Fees & charges apply
7.25%
7.65%
Australian Credit Licence 286596
Fees & charges apply
7.39%
7.47%
Australian Credit Licence 392385
Fees & charges apply
9.19%
9.35%
Australian Credit Licence 241167
Fees & charges apply
6.04%
6.09%
Australian Credit Licence 231204
Fees & charges apply
5.58%
6.62%
Australian Credit Licence 236476
Fees & charges apply
5.69%
6.34%
Australian Credit Licence 240712
Fees & charges apply
6.29%
6.81%
Australian Credit Licence 237391
Fees & charges apply
5.94%
6.72%
Australian Credit Licence 240573
Fees & charges apply
6.34%
6.64%
Australian Credit Licence 231204
Fees & charges apply
6.05%
6.11%
Australian Credit Licence 238311
Fees & charges apply
5.99%
6.69%
Australian Credit Licence 244310
Fees & charges apply
6.34%
6.34%
Australian Credit Licence 244248
Fees & charges apply
5.89%
6.70%
Australian Credit Licence 364451
Fees & charges apply
6.24%
6.38%
Australian Credit Licence 430334
Fees & charges apply
5.99%
6.61%
Australian Credit Licence 244310
Fees & charges apply
6.14%
6.15%
Australian Credit Licence 234527
Fees & charges apply
6.30%
6.63%
Australian Credit Licence 443249
Fees & charges apply
5.93%
6.71%
Australian Credit Licence 236476
Fees & charges apply
6.04%
7.32%
Australian Credit Licence 237476
Fees & charges apply
6.19%
6.85%
Australian Credit Licence 244310
Fees & charges apply
6.29%
6.92%
Australian Credit Licence 240573
Fees & charges apply
6.19%
7.59%
Australian Credit Licence 238273
Fees & charges apply
6.19%
6.62%
Australian Credit Licence 244310
Fees & charges apply
6.49%
6.81%
Australian Credit Licence 237391
Fees & charges apply
6.49%
6.72%
Australian Credit Licence 237879
Fees & charges apply
6.49%
6.67%
Australian Credit Licence 244616
Fees & charges apply
6.79%
6.73%
Australian Credit Licence 244248
Fees & charges apply
6.44%
6.36%
Australian Credit Licence 496431
Fees & charges apply
6.39%
6.73%
Australian Credit Licence 232595
Fees & charges apply
5.80%
5.83%
Australian Credit Licence 238311
Fees & charges apply
5.75%
5.88%
Australian Credit Licence 234563
Fees & charges apply
5.89%
5.89%
Australian Credit Licence 364320
Fees & charges apply
5.99%
6.00%
Australian Credit Licence 237476
Fees & charges apply
5.84%
5.89%
Australian Credit Licence 388053
Fees & charges apply
5.89%
5.96%
Australian Credit Licence 236476
Fees & charges apply
5.84%
5.89%
Australian Credit Licence 239238
Fees & charges apply
5.89%
5.89%
Australian Credit Licence 238139
Fees & charges apply
5.89%
5.89%
Australian Credit Licence 390860
Fees & charges apply
5.94%
6.05%
Australian Credit Licence 496431
Fees & charges apply
5.95%
5.95%
Australian Credit Licence 237879
Fees & charges apply
6.09%
6.16%
Australian Credit Licence 233714
Fees & charges apply
5.99%
6.34%
Australian Credit Licence 237391
Fees & charges apply
6.04%
6.42%
Australian Credit Licence 231204
Fees & charges apply
6.04%
6.09%
Australian Credit Licence 231204
Fees & charges apply
5.85%
5.93%
Australian Credit Licence 237879
Fees & charges apply
6.19%
6.12%
Australian Credit Licence 244248
Fees & charges apply
5.79%
6.57%
Australian Credit Licence 240573
Fees & charges apply
5.94%
6.15%
Australian Credit Licence 430334
Fees & charges apply
5.99%
6.41%
Australian Credit Licence 237879
Fees & charges apply
5.63%
6.35%
Australian Credit Licence 236476
Fees & charges apply
6.49%
6.33%
Australian Credit Licence 393283
Fees & charges apply
6.09%
6.51%
Australian Credit Licence 244310
Fees & charges apply
5.89%
6.27%
Australian Credit Licence 245576
Fees & charges apply
5.88%
6.38%
Australian Credit Licence 238431
Fees & charges apply
6.29%
6.66%
Australian Credit Licence 237476
Fees & charges apply
6.14%
6.16%
Australian Credit Licence 243444
Fees & charges apply
5.99%
6.33%
Australian Credit Licence 244533
Fees & charges apply
6.04%
6.42%
Australian Credit Licence 231204
Fees & charges apply
6.09%
6.46%
Australian Credit Licence 232595
Fees & charges apply
6.19%
6.58%
Australian Credit Licence 244616
Fees & charges apply
6.14%
6.33%
Australian Credit Licence 238305
Fees & charges apply
6.19%
6.33%
Australian Credit Licence 233714
Fees & charges apply
6.14%
6.49%
Australian Credit Licence 244310
Fees & charges apply
5.99%
6.36%
Australian Credit Licence 244310
Fees & charges apply
6.09%
6.43%
Australian Credit Licence 238273
Fees & charges apply
5.80%
5.90%
Australian Credit Licence 237879
Fees & charges apply
6.09%
6.33%
Australian Credit Licence 237391
Fees & charges apply
5.79%
6.35%
Australian Credit Licence 244310
Fees & charges apply
6.04%
6.39%
Australian Credit Licence 237879
Fees & charges apply
6.24%
6.18%
Australian Credit Licence 244248
Fees & charges apply
6.19%
6.22%
Australian Credit Licence 430334
Fees & charges apply
5.84%
7.12%
Australian Credit Licence 237476
Fees & charges apply
5.99%
6.42%
Australian Credit Licence 232595
Fees & charges apply
6.10%
6.16%
Australian Credit Licence 238311
Fees & charges apply
6.14%
6.27%
Australian Credit Licence 238305
Fees & charges apply
6.19%
6.18%
Australian Credit Licence 229823
Fees & charges apply
6.29%
6.35%
Australian Credit Licence 388053
Fees & charges apply
5.73%
6.48%
Australian Credit Licence 236476
Fees & charges apply
5.94%
6.60%
Australian Credit Licence 240573
Fees & charges apply
5.79%
6.50%
Australian Credit Licence 364451
Fees & charges apply
5.99%
6.61%
Australian Credit Licence 244310
Fees & charges apply
5.99%
6.55%
Australian Credit Licence 244310
Fees & charges apply
6.24%
6.70%
Australian Credit Licence 237391
Fees & charges apply
6.09%
7.54%
Australian Credit Licence 238273
Fees & charges apply
6.39%
6.69%
Australian Credit Licence 237879
Fees & charges apply
6.39%
6.42%
Australian Credit Licence 430334
Fees & charges apply
6.54%
6.43%
Australian Credit Licence 244248
Fees & charges apply
6.64%
6.51%
Australian Credit Licence 393283
Fees & charges apply
6.09%
6.92%
Australian Credit Licence 238991
Fees & charges apply
5.89%
5.89%
Australian Credit Licence 364320
Fees & charges apply
5.80%
5.83%
Australian Credit Licence 238311
Fees & charges apply
6.04%
6.42%
Australian Credit Licence 231204
Fees & charges apply
6.14%
6.16%
Australian Credit Licence 243444
Fees & charges apply
6.09%
6.16%
Australian Credit Licence 236476
Fees & charges apply
6.09%
6.09%
Australian Credit Licence 390860
Fees & charges apply
6.19%
6.56%
Australian Credit Licence 237476
Fees & charges apply
6.04%
6.09%
Australian Credit Licence 231204
Fees & charges apply
6.09%
6.43%
Australian Credit Licence 238273
Fees & charges apply
6.18%
6.51%
Australian Credit Licence 238431
Fees & charges apply
5.99%
6.34%
Australian Credit Licence 244533
Fees & charges apply
5.95%
5.95%
Australian Credit Licence 237879
Fees & charges apply