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- Altitude Black (Altitude Qantas)
Westpac Altitude Black (Altitude Qantas)
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Earn up to 120,000 bonus Qantas Points.
~ Ends in 3 monthsTo be eligible for up to 120,000 bonus Qantas Points, you must apply and be approved for a new Altitude Black credit card between 15th June 2023 and 1st November 2023. Receive 120,000 bonus Qantas points - 90,000 Qantas Points in year 1 if you spend $6,000 within 120 days of new card approval and an extra 30,000 points if you keep your account open in the second year and continue to use your card. Offer excludes customers who hold/held any Westpac Rewards credit card in the last 12 months T&Cs apply
Purchase rate p.a.
19.99%
Balance transfer rate
0%
Annual fee
$150
for 12 months then $295 thereafter
Westpac Altitude Black (Altitude Qantas)
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Purchase rate p.a.
19.99%
Balance transfer rate
0%
Annual fee
$150
for 12 months then $295 thereafter
Pros and Cons
For Westpac Altitude Black (Altitude Qantas)
Benefits
- Rewards Available through Qantas Frequent Flyer
- Extra 120,000 points subject to eligibility conditions
- $150 annual fee in the first 12 months and $295 p.a thereafter.
- Ability to convert large purchases into instalment plans
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Extended warranty
- Rental car excess insurance
- Concierge
- Airport lounge
- Fraud protection
- Transit accident insurance
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
Westpac Rate Credit Card overview
For Altitude Black (Altitude Qantas)
Details
Card level
Premium
Card type
MasterCard
Interest free days
45
Minimum monthly repayment
2% or $10
Minimum credit limit
$15,000
Maximum credit limit
$75,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Westpac Banking Corporation Ltd to view Target Market Determination.
Fees
Annual fee
$150
for 12 months then $295 thereafter
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
$15
Duplicate statement fee
$2
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
19.99%
Cash advance rate
21.49%
Cash advance fee
2% or $2.5
Balance Transfer
Balance transfer rate
0%
Transfer limit
75000
max card limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$2.5
Estimated ATM cost
$11.5
for AU $300 withdrawal
Rewards
Program name
Qantas Frequent Flyer
Rewards available
Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels
Eligibility
Minimum age
18
Minimum income
$75,000
Eligibility conditions
You have a regular, verifiable income
Residency
Perks
Available for covers up to $20,000 for loss or damage to personal property, $550 for loss or damage to travel documents and $2.5 million of personal liability cover
1 additional cardholder (16 years or older) can be added at no extra cost
Warranty is extended for the same duration as the original warranty up to 2 years.
Covers up to $5500
2 complimentary Qantas Club airport lounge passes. Available after you spend on eligible selected Qantas products and services each year using your Altitude Black Mastercard. You must first register and opt in to take advantage of this feature.
Other Restrictions
Annual fee includes Qantas Rewards fee of $75
