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  4. Bluey Card

QBANK Bluey Card

  • Balance Transfer
  • Balance transfer
  • No annual fee
Balance Transfer

0% balance transfer for 12 months

After 12 months you simply revert to a Bluey Credit Card low interest rate.

Purchase rate p.a.

12.49%

Balance transfer rate

0%

Annual fee

$0

QBANK Bluey Card

  • Balance Transfer
  • Balance transfer
  • No annual fee

Purchase rate p.a.

12.49%

Balance transfer rate

0%

Annual fee

$0

Pros and Cons

For QBANK Bluey Card

Benefits

  • Lower than average ongoing variable purchase rate
  • No Annual Fee
  • Free supplementary cards

Drawbacks

  • No reward program

QBANK Rate Credit Card overview

For Bluey Card

Details

Card level

Standard

Card type

Visa

Interest free days

55

Minimum monthly repayment

2% or $25

Minimum credit limit

$1,000

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit QPCU Limited to view Target Market Determination.

Fees

Annual fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$8

Over limit fee

$8

Duplicate statement fee

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

12.49%

Cash advance rate

12.49%

Cash advance fee

$4

Balance Transfer

Balance transfer rate

0%

Transfer limit

95%

of the approved credit limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3.65% on Visa
Overseas charges

$5

Estimated ATM cost

$15.95

for AU $300 withdrawal

Rewards

Program name

Rewards available

Eligibility

Minimum age

18

Minimum income

$20,000

Eligibility conditions

Residency

Perks

FREE SUPPLEMENTARY CARDS