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Credit card comparison
Whether you're a frequent flyer or looking for a low-rate credit card, RateCity simplifies the search with our comparison tables and credit card guide. Recognising the diversity of individual needs, there isn't a singular best credit card and it’s crucial to compare your options. Optimise your results by using filters tailored to your preferences.
Research Director
Personal Finance Editor
Content updated
Product data updated
Credit card type
Credit score
Card status
Sort by
0.00%
for up to 9 months, then 20.99%
0%
55
$0
Australian Credit Licence 286655
Fees & charges apply
- RateCity Exclusive
- Apple & Google Pay
- Balance transfer
- No annual fee
11.99%
Not Applicable
45
$0
Australian Credit Licence 229823
Fees & charges apply
- Apple & Google Pay
- No annual fee
13.74%
21.99%
55
$58
Australian Credit Licence 234527
Fees & charges apply
- Special
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
27.49%
Not Applicable
55
$0
Australian Credit Licence 392145
Fees & charges apply
- Special
- Apple, Google & Samsung Pay
- No annual fee
20.99%
21.99%
55
$0
for 12 months then $30 thereafter
Australian Credit Licence 234527
Fees & charges apply
- Cashback
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
23.99%
Not Applicable
55
$99
- Cashback
- Apple, Google & Samsung Pay
- Low annual fee
20.99%
21.99%
55
$149
Australian Credit Licence 234527
Fees & charges apply
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
20.99%
21.99%
55
$375
Australian Credit Licence 234527
Fees & charges apply
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Consider these promoted personal loans
Low Rate Personal Loan Unsecured (Excellent Credit)
Real Time Rating™
- 2024 Award Winner
- 1 to 7 years
- Unsecured
- Fixed Rate
Interest rate p.a.
6.57%
up to 8.48%
Comparison rate* p.a.
7.19%
up to 13.58%
Australian Credit Licence 488228
Fees & charges apply
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Real Time Rating™
- 2024 Award Winner
- 3 to 5 years
- Unsecured
- Fixed Rate
Interest rate p.a.
5.76%
up to 24.03%
Comparison rate* p.a.
6.55%
up to 24.99%
Australian Credit Licence 474726
Fees & charges apply
Unsecured Personal Loan (Excellent Credit)
Real Time Rating™
- 3 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
7.24%
up to 9.39%
Comparison rate* p.a.
7.24%
up to 10.31%
Australian Credit Licence 286596
Fees & charges apply
No Fee Personal Loan
Real Time Rating™
- 2024 Award Winner
- Special
- 1 to 7 years
- Unsecured
Interest rate p.a.
6.75%
up to 26.95%
Comparison rate* p.a.
6.75%
up to 26.95%
Australian Credit Licence 411227
Fees & charges apply
Product data updated on 26 Apr 2024
Compare credit card options
Compare American Express cards
Low income credit cards
Best rewards credit card Australia
Interest free credit cards
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Frequent flyer credit cards
Credit cards with lounge access
Compare black credit cards
High income credit card
No annual fee credit cards
Balance transfer credit cards
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.