Important disclosure

Police Bank

Police Bank Visa Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

10.76%

p.a

Balance Transfer Rate

10.76%

p.a

Tags
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

10.76%

p.a

Balance Transfer Rate

10.76%

p.a

Annual Fee

$0

for 12 months then $30 thereafter

Pros and cons

For Visa Credit Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • $0 annual fee in the first 12 months and $30 p.a thereafter.
  • Lower than average annual fee
  • Apple Pay, Google Pay and Samsung Pay available
  • Free supplementary cards

Drawbacks

  • No reward program

Police Bank Rate Credit card overview

For Visa Credit Card

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

2.5% or $5

Minimum credit limit

$1k

Maximum credit limit

$30k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Police Bank to view Target Market Determination.

Fees

Annual Fee

$0

for 12 months then $30 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$10

Over limit fee

$15

Duplicate statement fee

$5

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

10.76%

p.a

Cash advance rate

10.76%

Cash advance fee

$3.8

Balance Transfer

Balance Transfer Rate

10.76%

p.a

Transfer Limit

$30k

max card limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$3.8

Estimated ATM Cost

$12.8

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Have a regular income.

Residency

Australia Citizen, Permanent Resident

Perks

  • FREE SUPPLEMENTARY CARDS

Promoted credit cards

Promoted

Longer Balance Transfer

Foundation Visa Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Balance Transfer

3.99% p.a. 6 month introductory rate on balance transfers, purchases and cash advances.
Purchase Rate

3.99%

p.a

for up to 6 months, then 8.99%

Annual Fee

$45

Promoted

Lower Fee Balance Transfer

Lifestyle

  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 12.84%

Annual Fee

$0

Promoted

Lower Purchase Rate

Easy Low Rate Visa Credit Card

  • Apple Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

8.99%

p.a

Annual Fee

$40

Promoted

Lower Annual Fee

Low Rate Visa Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

10.49%

p.a

Annual Fee

$30