Important disclosure

Newcastle Permanent

Newcastle Permanent Value+ Credit Card

  • Balance transfer
  • Low annual fee
Purchase Rate

11.99%

p.a

Balance Transfer Rate

11.99%

p.a

Tags
  • Balance transfer
  • Low annual fee
Purchase Rate

11.99%

p.a

Balance Transfer Rate

11.99%

p.a

Annual Fee

$49

Pros and cons

For Value+ Credit Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • Lower than average annual fee
  • Free supplementary cards

Drawbacks

  • No reward program

Newcastle Permanent Rate Credit card overview

For Value+ Credit Card

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

3% or $10

Minimum credit limit

$500

Maximum credit limit

$20k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Newcastle Permanent to view Target Market Determination.

Fees

Annual Fee

$49

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$5

Over limit fee

$0

Duplicate statement fee

$10

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

11.99%

p.a

Cash advance rate

11.99%

Cash advance fee

2% or $2.5

Balance Transfer

Balance Transfer Rate

11.99%

p.a

Transfer Limit

$20k

max card limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$6

Estimated ATM Cost

$15

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

$20k

Eligibility conditions

-

Residency

Australia Citizen, Permanent Resident

Perks

  • FREE SUPPLEMENTARY CARDS

Other Restrictions

Overseas ATM charges can be 2% or $2.5, whichever is greater.

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