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- Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
- Special
- Apple & Google Pay
- Balance transfer
Earn 1.5 Qantas Points for every $1 spent on eligible purchases up to $120,000 during the first 12 months of your account.
Earn 1.5 Qantas Points for every $1 spent on eligible purchases up to $120,000 during the first 12 months of your account. After the first 12 months from account opening, you will earn 1 Qantas Point per $1 spent on eligible purchases. This promotional earn rate offer is limited to new applicants only. T&C applies
Purchase rate p.a.
19.99%
Balance transfer rate
0%
Annual fee
$299
HSBC Platinum Qantas Credit Card
- Special
- Apple & Google Pay
- Balance transfer
Purchase rate p.a.
19.99%
Balance transfer rate
0%
Annual fee
$299
Pros and Cons
For HSBC Platinum Qantas Credit Card
Benefits
- Rewards Available through Qantas Frequent Flyer
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Price guarantee
- Extended warranty
- Rental car excess insurance
- Concierge
- Partner discounts
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
HSBC Rate Credit Card overview
For Platinum Qantas Credit Card
Details
Card level
Platinum
Card type
Visa
Interest free days
55
Minimum monthly repayment
3% or $20
Minimum credit limit
$6,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit HSBC Bank Australia Limited to view Target Market Determination.
Fees
Annual fee
$299
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$30
Over limit fee
$30
Duplicate statement fee
$8
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
19.99%
Cash advance rate
21.99%
Cash advance fee
3% or $4
Balance Transfer
Balance transfer rate
0%
Transfer limit
90%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$4
Estimated ATM cost
$13
for AU $300 withdrawal
Rewards
Program name
Qantas Frequent Flyer
Rewards available
Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels
Eligibility
Minimum age
18
Minimum income
$40,000
Eligibility conditions
Residency
Australia CitizenPermanent Resident
Perks
If you purchase personal goods in Australia and then find the same product advertised later at a cheaper price, you can claim back the difference if it is more than $75.
There is a $200 excess for each claim
Covers with a $100 excess
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Product data updated on 19 Apr 2024