- Home
- Credit Cards
- Coles
- Low Rate Mastercard
Coles Low Rate Mastercard
- Balance transfer
- Low annual fee
Purchase rate p.a.
12.99%
Balance transfer rate
0%
Annual fee
$58
Coles Low Rate Mastercard
- Balance transfer
- Low annual fee
Purchase rate p.a.
12.99%
Balance transfer rate
0%
Annual fee
$58
Pros and Cons
For Coles Low Rate Mastercard
Benefits
- Lower than average ongoing variable purchase rate
- Rewards Available through flybuys
- Lower than average annual fee
Drawbacks
- Does not offer free supplementary cards
Coles Rate Credit Card overview
For Low Rate Mastercard
Details
Card level
Standard
Card type
MasterCard
Interest free days
55
Minimum monthly repayment
2% or $30
Minimum credit limit
$1,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit Coles Supermarkets Australia Pty Ltd to view Target Market Determination.
Fees
Annual fee
$58
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$30
Over limit fee
$0
Duplicate statement fee
$0
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
12.99%
Cash advance rate
19.99%
Cash advance fee
3% or $1.95
Balance Transfer
Balance transfer rate
0%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
2.5% on Mastercard
Overseas charges
$5
Estimated ATM cost
$12.5
for AU $300 withdrawal
Rewards
Program name
flybuys
Rewards available
Gift Card, Cash Back
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Permanent Australian resident
