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  4. Zero Classic Mastercard

Bankwest Zero Classic Mastercard

  • Balance Transfer
  • Google Pay
  • Balance transfer
  • No annual fee
Balance Transfer

0% p.a. on balance transfers for 28 months.

Purchase rate p.a.

14.99%

Balance transfer rate

0%

Annual fee

$0

Bankwest Zero Classic Mastercard

  • Balance Transfer
  • Google Pay
  • Balance transfer
  • No annual fee

Purchase rate p.a.

14.99%

Balance transfer rate

0%

Annual fee

$0

Pros and Cons

For Bankwest Zero Classic Mastercard

Benefits

  • Lower than average ongoing variable purchase rate
  • No Annual Fee
  • Ability to convert large purchases into instalment plans
  • Free supplementary cards

Drawbacks

  • No reward program

Bankwest Rate Credit Card overview

For Zero Classic Mastercard

Details

Card level

Standard

Card type

MasterCard

Interest free days

55

Minimum monthly repayment

2% or $20

Minimum credit limit

$1,000

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit Bankwest to view Target Market Determination.

Fees

Annual fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$25

Over limit fee

$10

Duplicate statement fee

$1.3

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

14.99%

Cash advance rate

21.99%

Cash advance fee

3% or $4

Balance Transfer

Balance transfer rate

0%

Transfer limit

95%

of the approved credit limit

Balance transfer fee

3%

Overseas spending

Foreign exchange fee
2.95% on Mastercard
Overseas charges

$5

Estimated ATM cost

$13.85

for AU $300 withdrawal

Rewards

Program name

Rewards available

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Residency

Perks

FREE SUPPLEMENTARY CARDS