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Bankwest Qantas Platinum Mastercard

  • Bonus Points
  • Google Pay
  • Balance transfer
Bonus Points

Earn up to 50,000 Bonus Qantas Points.

Spend $3,000 on eligible purchases in the first 90 days and keep your card open for over 15 months. Limited time. New customers only and you must not have opened a Bankwest Qantas Mastercard in the last 24 months. Other fees and T&Cs apply.

Purchase rate p.a.

19.99%

Balance transfer rate

2.99%

Annual fee

$160

Bankwest Qantas Platinum Mastercard

  • Bonus Points
  • Google Pay
  • Balance transfer

Purchase rate p.a.

19.99%

Balance transfer rate

2.99%

Annual fee

$160

Pros and Cons

For Bankwest Qantas Platinum Mastercard

Benefits

  • 2.99% p.a on balance transfers for 9 months and then 19.99% p.a.
  • Rewards Available through Qantas Frequent Flyer
  • Extra 50,000 points subject to eligibility conditions
  • Ability to convert large purchases into instalment plans
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Price guarantee

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee

Bankwest Rate Credit Card overview

For Qantas Platinum Mastercard

Details

Card level

Platinum

Card type

MasterCard

Interest free days

44

Minimum monthly repayment

2% or $20

Minimum credit limit

$3,000

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit Bankwest to view Target Market Determination.

Fees

Annual fee

$160

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$25

Over limit fee

$10

Duplicate statement fee

$1.3

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

19.99%

Cash advance rate

21.99%

Cash advance fee

3% or $4

Balance Transfer

Balance transfer rate

2.99%

Transfer limit

95%

of the approved credit limit

Balance transfer fee

Overseas spending

Foreign exchange fee
$0
Overseas charges

$5

Estimated ATM cost

$5

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer

Rewards available

Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Residency

Perks

DOMESTIC TRAVEL INSURANCE

INTERNATIONAL TRAVEL INSURANCE

FREE SUPPLEMENTARY CARDS

PRICE GUARANTEE

If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75 and less than $1000.

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