Important disclosure

Bank Australia Limited

Bank Australia Visa Credit Card

  • Apple & Google Pay
  • No annual fee
Purchase Rate

12.39%

p.a

Balance Transfer Rate

Not Applicable

Tags
  • Apple & Google Pay
  • No annual fee
Purchase Rate

12.39%

p.a

Balance Transfer Rate

Not Applicable

Annual Fee

$0

Pros and cons

For Visa Credit Card

Benefits

  • Lower than average ongoing variable purchase rate
  • No Annual Fee

Drawbacks

  • No reward program
  • No balance transfer
  • Does not offer free supplementary cards

Bank Australia Rate Credit card overview

For Visa Credit Card

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

2.5% or $20

Minimum credit limit

$1k

Maximum credit limit

$30k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Bank Australia Limited to view Target Market Determination.

Fees

Annual Fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

$20

Duplicate statement fee

$3

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

12.39%

p.a

Cash advance rate

12.39%

Cash advance fee

$3.5

Balance Transfer

Balance Transfer Rate

Not Applicable

Transfer Limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$3.5

Estimated ATM Cost

$12.5

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

-

Residency

Other Restrictions

Balance Transfer not available

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  • Apple, Google & Samsung Pay
  • No annual fee
Purchase Rate

0.00%

p.a

Annual Fee

$0

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Bluey Card

  • Balance transfer
  • No annual fee

Balance Transfer

0% balance transfer for 12 months
Purchase Rate

12.49%

p.a

Annual Fee

$0

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  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 12.84%

Annual Fee

$0

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Low Rate Card

  • Balance transfer
  • Low annual fee
Purchase Rate

11.99%

p.a

Annual Fee

$0

for 12 months then $49 thereafter