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ANZ Rewards Platinum

  • Bonus Points
  • Apple, Google & Samsung Pay
  • Balance transfer
Bonus Points

Earn 100,000 extra ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.*

* New Rewards card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $149).

Purchase rate p.a.

20.99%

Balance transfer rate

21.99%

Annual fee

$149

ANZ Rewards Platinum

  • Bonus Points
  • Apple, Google & Samsung Pay
  • Balance transfer

Purchase rate p.a.

20.99%

Balance transfer rate

21.99%

Annual fee

$149

More detailsclick for more details

RateCity says

"Earn maximum rewards at a reduced ongoing cost, with this platinum rewards card. It offers a high number of interest free days."

Pros and Cons

For ANZ Rewards Platinum

Benefits

  • Rewards Available through ANZ Rewards
  • Extra 100,000 points subject to eligibility conditions
  • Apple Pay, Google Pay and Samsung Pay available
  • Domestic travel insurance
  • International travel insurance
  • Extended warranty
  • Concierge
  • Partner discounts
  • Rental vehicle excess in Australia insurance
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee
  • Does not offer free supplementary cards

ANZ Rate Credit Card overview

For Rewards Platinum

Details

Card level

Platinum

Card type

Visa

Interest free days

55

Minimum monthly repayment

2% or $25

Minimum credit limit

$6,000

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit ANZ Banking Group Limited to view Target Market Determination.

Fees

Annual fee

$149

Annual Fee Spend Waiver

Supplementary card annual fee

$65

Late payment fee

$20

Over limit fee

$20

Duplicate statement fee

$0

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

20.99%

Cash advance rate

21.99%

Cash advance fee

3%

Balance Transfer

Balance transfer rate

21.99%

Transfer limit

95%

of the approved credit limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3% on Visa
Overseas charges

$4

Estimated ATM cost

$13

for AU $300 withdrawal

Rewards

Program name

ANZ Rewards

Rewards available

Gift Card

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Non-permanent resident with more than 9 months remaining on your Visa

Residency

Perks

DOMESTIC TRAVEL INSURANCE

INTERNATIONAL TRAVEL INSURANCE

EXTENDED WARRANTY

Warranty is extended for the same duration as the original warranty up to 1 year.

CONCIERGE

PARTNER DISCOUNTS

RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE

PURCHASE PROTECTION INSURANCE

Covers up to 90 days

How to apply

If you'd like to apply for this product or just get more information, follow the application process on ANZ.More detailsclick for more details