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Vidhu Bajaj

Personal Finance Writer

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Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.

211 articles written by Vidhu Bajaj

Buy Now Pay Later

What is Limepay and how does it work? | RateCity

Limepay is a buy now, pay later platform that allows you to break down your purchases into four, interest-free instalments paid every fortnight. The platform completely integrates with partner merchants to provide a secure and seamless checkout experience without redirecting you to third-party sites.

vidhu-bajaj

Vidhu Bajaj -

18 Aug, 2022 -

5 min read

Car Insurance

What factors determine your car insurance premium? | RateCity

Insurance companies may consider your age, driving history and even the colour of your car when calculating the cost of your car insurance.

vidhu-bajaj

Vidhu Bajaj -

18 Aug, 2022 -

6 min read

Home Loans

Different ways to finance a solar power system for home | RateCity

Investing in a solar power system for your home could help you cut down your energy bills and also reduce your environmental impact.

vidhu-bajaj

Vidhu Bajaj -

18 Aug, 2022 -

5 min read

Car Insurance

What is the difference between pink and blue slip inspections? | RateCity

Pink and blue slip inspections refer to roadworthy inspections required to register a light vehicle in NSW. Find out whether you need a pink slip or a blue slip.

vidhu-bajaj

Vidhu Bajaj -

12 Aug, 2022 -

4 min read

Cryptocurrency

What is Bitcoin Diamond and where can you get it? | RateCity

Bitcoin Diamond (BCD) was developed to supposedly address the shortcomings of the original Bitcoin and offer an alternative option to investors.

vidhu-bajaj

Vidhu Bajaj -

10 Aug, 2022 -

4 min read

Home Loans

What are the pros and cons of bridging loans? | RateCity

A bridging loan is a short-term loan that can help you bridge a brief gap in funding between two transactions.

vidhu-bajaj

Vidhu Bajaj -

10 Aug, 2022 -

5 min read

Home Loans

What to know before buying a house with your parents or anybody else

Buying a house with your family members or others can make the purchase more affordable for everyone but there are some important things to consider.

vidhu-bajaj

Vidhu Bajaj -

10 Aug, 2022 -

5 min read

Energy

How to save energy at home?

There are simple things you can do to reduce your energy consumption at home and save money on your energy bills.

vidhu-bajaj

Vidhu Bajaj -

09 Aug, 2022 -

5 min read

Credit Cards

What is a credit card surcharge and how you can avoid it? | RateCity

Find out what is a credit card surcharge and how you can avoid it.

vidhu-bajaj

Vidhu Bajaj -

09 Aug, 2022 -

5 min read

Car Loans

What is the difference between AWD and 4WD cars?

Find out what AWD and 4WD cars are, and why you may want to buy one.

vidhu-bajaj

Vidhu Bajaj -

27 Jul, 2022 -

8 min read