RateCity.com.au

153 articles written by Patricia Babalis

Home Loans

Buying a home with friends

Despite record low interest rates, housing affordability remains a concern for a majority of Australians. The median house price in Sydney, the most expensive city in Australia, is $640,000 and figures from the Australian Bureau of Statistics show that prices grew 6.1 percent in the year to June 2013.

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Patricia Babalis -

23 Sep, 2013 -

4 min read

Savings Accounts

Would you do banking where you buy meat?

Australians may soon be able to buy savings accounts alongside their milk and bread.

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Patricia Babalis -

12 Sep, 2013 -

3 min read

Credit Cards

Don't blow your holiday budget

Australians are renowned travellers but if new research is anything to go by, we're not so good at keeping a lid on holiday spending.

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Patricia Babalis -

02 Sep, 2013 -

3 min read

Home Loans

Tricks and traps when buying property

Finding a low-priced mortgage is only one piece of the puzzle facing first time home buyers, who must contend with a raft of expenses such as stamp duty, insurance and mortgage establishment fees which can quickly add up.

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Patricia Babalis -

22 Aug, 2013 -

2 min read

Home Loans

Debt is not always bad news

No matter what the state of play in the economy might be, some debt is actually helpful, an expert has warned.

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Patricia Babalis -

18 Aug, 2013 -

3 min read

Home Loans

Don't bank on the RBA for the big savings, experts

Experts are warning consumers to resist the temptation to rely exclusively on the central bank for delivering savings.

patricia-babalis

Patricia Babalis -

06 Aug, 2013 -

3 min read

Home Loans

Falling rates set to drive up house prices

While lower interest rates can make buying your first home – or next, bigger home – more affordable thanks to lower repayments, they can also drive up property prices by tempting more people into the market.

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Patricia Babalis -

22 Jul, 2013 -

3 min read

Home Loans

Three tips for finding the right home loan

Sifting through home loan fees, rates and features can be overwhelming work. You soon release that making the decision to buy a home was the easy part - it's what follows that requires your true commitment and patience.

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Patricia Babalis -

19 Apr, 2013 -

2 min read

Car Loans

The world's biggest car collectors and their fleets

For some of the world's wealthiest people, collecting motor vehicles is more than just a hobby; it's an obsession. These top collectors pour millions of dollars into acquiring, maintain and showcasing their prized rides.

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Patricia Babalis -

20 Sep, 2012 -

3 min read

Home Loans

The best time to compare home loan interest rates

Following home loan interest rate movements in Australia is a full-time job. For most PAYE taxpayers, whose incomes don't typically fluctuate as wildly as interest rates, huge swings in repayments place great pressure on their ability to not only meet their repayments but other expenses too.

patricia-babalis

Patricia Babalis -

05 Jun, 2012 -

3 min read