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Credit Union SA home loans
Credit Union SA is a South Australian Credit Union that was formed in October 2009 from merging former credit unions ‘Satisfac’ and ‘Powerstate’. Both credit unions can trace their origins to the 1950s. The lender’s headquarters are based in Adelaide, with branches in metropolitan and regional South Australia. It boasts over 50,000 members and is South Australia’s third largest credit union.
Apart from home loans, Credit Union SA also provides customers with transaction and savings accounts, fixed term investments, personal loans, credit cards and insurance. They also make efforts to support local South Australians through their School Community Rewards program, which provides regular financial benefits to nominated schools. They also have a partnership with St John’s Youth Services, which provide support to at-risk young people.
Credit Union SA home loan calculator
Interested in a Credit Union SA home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Credit Union SA compares to its competitors. Simply plug in your borrowing amount below.
Personal Finance Editor
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Why choose Credit Union SA
Credit Union SA Home Loans
Home Loans calculator
Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.
Your estimated mortgage repayments
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- All calculations are estimates only; they are not guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
- It is assumed that data entered into the calculator, including interest rates, do not change for the lifetime of the loan - unless specified.
- The Present Value provided by this calculator is displayed as the amount labelled 'Loan amount'.
- At the end of the interest-only period, the rate may change. For this calculation, rate switches to the current rate.
- The current rate is today’s average big 4 owner occupier advertised discounted variable rate (LVR 80%), unless you have inserted your own rate.
- Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.
- Months are assumed to be of equal length. However, given some months are longer than others, interest charged may vary depending upon the month.
- One year is assumed to contain exactly 52 weeks or 26 fortnights. Thus each year has 364 days.
- The calculator uses the unrounded repayment to derive the home loan summary line graph and repayment schedule. However, institutions may round repayments to the nearest cent.
- Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
- Calculator does not include the cost of fees or other extra charges.
- Calculator does not account for changes to interest rates over time.
- This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Consider whether you need financial advice from a qualified adviser.
- After the interest only term ends, your repayments will change based on the current* interest rate. This rate is subject to change. Read our full disclaimer.
Contact a mortgage broker
Credit Union SA homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.
Simon O'Kelly
Get expert advice from a home loans specialist.
I specialise in helping: • First Home buyers • Refinancing to get extra funds, a better rate or to consolidate other d...
Matthew Herewini
Get expert advice from a home loans specialist.
Meet Matthew, a seasoned financial expert with a strong background in both mortgages and car loans. With 5 years of expe...
Viet Nguyen
Get expert advice from a home loans specialist.
Been in the industry for over 10 years while working as a Mortgage Broker for over 3 years. I specialised in assisting c...
Credit Union SA customer service
Home loan customers at Credit Union SA can contact their lender in multiple ways depending on their needs. Customers can visit a local branch based throughout metropolitan and regional South Australia. They can also contact Credit Union SA through their call centre, as well as use their online services such as contact forms, emails and live chat.
- Customer service centre (phone)
- Mobile app
- Online banking
- Branch
- Mobile banking staff
How to Apply
Credit Union SA customers can apply for a home loan online or seek assistance from a customer service representative by phone, email or chat. Before applying for a home loan, it's advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:
- Personal identification material.
- Proof of income and other earnings.
- Proof and type of employment.
- Details of current loans, debts and liabilities.
- Personal insurance documents.
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.