- Home
- Home Loans
- Bendigo Bank
- Express Home Loan
Express Home Loan
- Owner Occupied
- Fixed 2 years
- 10% min deposit
- P&I
Interest rate p.a.
5.99%
Comparison rate* p.a.
6.14%
Express Home Loan
- Owner Occupied
- Fixed 2 years
- 10% min deposit
- P&I
Interest rate p.a.
5.99%
Comparison rate* p.a.
6.14%
Bendigo Bank Fixed - 2 years Rate Home Loan overview
For Express Fixed Home Loan (Principal and Interest) 2 Year
Principal & Interest (P&I)
Loan type
Loan to value ratio
Interest rate
Comparison rate
Interest only
Loan type
Loan to value ratio
Interest rate
Comparison rate
Details
Maximum LVR
90%
Total repayments
Interest rate type
Fixed - 2 years
Borrowing range
$5k - $3m
Suitable for
Owner Occupiers
Loan term range
0 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Bendigo & Adelaide Bank Ltd to view Target Market Determination.
Features
Extra repayments
Allowed with restrictions
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Valuation fee ranges from $134.20 to $440, depending on valuation type & property value
Fees
Total estimated upfront fees
$440
Application fee
$0
Legal fee
$0
Valuation fee
$440
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$10
Discharge fee
$350
Pros and Cons
For Express Home Loan
Benefits
- Interest rates ranked in the best 20%
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays