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ANZ Rewards Platinum (Points offer)

  • Bonus Points
  • Apple, Google & Samsung Pay
  • Balance transfer
Bonus Points

Earn 100,000 extra ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.*

* New Rewards card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $149).

Purchase rate p.a.

20.99%

Balance transfer rate

21.99%

Annual fee

$149

ANZ Rewards Platinum (Points offer)

  • Bonus Points
  • Apple, Google & Samsung Pay
  • Balance transfer

Purchase rate p.a.

20.99%

Balance transfer rate

21.99%

Annual fee

$149

RateCity says

"Earn maximum rewards at a reduced ongoing cost, with this platinum rewards card. It offers a high number of interest free days."

Pros and Cons

For ANZ Rewards Platinum (Points offer)

Benefits

  • Rewards Available through ANZ Rewards
  • Extra 100,000 points subject to eligibility conditions
  • Apple Pay, Google Pay and Samsung Pay available
  • Domestic travel insurance
  • International travel insurance
  • Extended warranty
  • Concierge
  • Partner discounts
  • Rental vehicle excess in Australia insurance
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee
  • Does not offer free supplementary cards

ANZ Rate Credit Card overview

For Rewards Platinum (Points offer)

Details

Card level

Platinum

Card type

Visa

Interest free days

55

Minimum monthly repayment

2% or $25

Minimum credit limit

$6,000

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit ANZ Banking Group Limited to view Target Market Determination.

Fees

Annual fee

$149

Annual Fee Spend Waiver

Supplementary card annual fee

$65

Late payment fee

$20

Over limit fee

$20

Duplicate statement fee

$0

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

20.99%

Cash advance rate

21.99%

Cash advance fee

3%

Balance Transfer

Balance transfer rate

21.99%

Transfer limit

95%

of the approved credit limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3% on Visa
Overseas charges

$4

Estimated ATM cost

$13

for AU $300 withdrawal

Rewards

Program name

ANZ Rewards

Rewards available

Gift Card

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Non-permanent resident with more than 9 months remaining on your Visa

Residency

Perks

DOMESTIC TRAVEL INSURANCE

INTERNATIONAL TRAVEL INSURANCE

EXTENDED WARRANTY

Warranty is extended for the same duration as the original warranty up to 1 year.

CONCIERGE

PARTNER DISCOUNTS

RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE

PURCHASE PROTECTION INSURANCE

Covers up to 90 days